Ams Mortgage Services
Call now
Call now
Website
Call
Ams Mortgage Services
AMS Mortgage Services, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet our clients' unique needs.

But that's just the beginning of our service. Throughout the lending process we provide regular loan updates and progress reports so clients always know the status of their loan. And, now it's our pleasure to offer all of our exceptional mortgage services online.
Services
If you are inquiring about making a payment or requesting a payoff or loan modification you have contacted the wrong company. We are not affiliated with the other company and therefore do not know who you should be contacting.

However, if your property is in NY, NJ, PA or CA and you would like to inquire about saving money or using equity in your home to payoff high balance credit card debt, contact us immediately and we can determine if you are eligible to refinance your mortgage.
Although everything listed below may not be required for your pending loan, it is a good idea to be prepared in advance. Please collect the following information for our review. Your credit score changes daily. If you buy something using credit it could affect your score in a negative manner. Mortgage lenders will run your credit again just prior to closing so once you begin the process try not to use credit.
Reviews (14)
Salvador Ruiz
Salvador Ruiz
Mar 20, 2021
Report
Manny and his team are the best at this. New home buying or refinance. Don’t waste your time going from bank to bank. Manny will get you the best and with little hassle. His team is professional and reliable. If AMS can’t help you no bank can. Thanks for your help Manny and Brain.
Michael T.
Michael T.
Jan 17, 2020
Report
I just used AMS (Vincent Pagnotta) for my re-finance. The process was VERY easy, and the results were fabulous!! Vinny made this experience wonderful and in the end, I got a great interest rate and saved money on my mortgage. I couldn't be happier with this experience and the job Vinny and AMS Mortgage did for me and my family. 5 STAR service all the way!
Will Putney
Will Putney
Aug 01, 2019
Report
Mike and Ryan were super helpful and very responsive during every step of the process. They took extra time to explain all of our options and gave helpful advice when warranted. I can't say enough good things about this company. Thanks!
Brittney Moran
Brittney Moran
Jul 10, 2019
Report
Michael was great to work with. This was our first time buying a home and Michael walked us through every step. He was available day or night to answer every question. It honestly felt like we were working with a family member. He had our best interest in mind. And it was so nice to know we had someone on our side. I would recommend him 100x over!!!!!
Kristina DiGirolamo
Kristina DiGirolamo
Nov 14, 2018
Report
Michael is hands down the best person in the world. This is my second go at trying to buy a home and he is there at any time of day or night. He sat there with me at my worst talking me through the tough times of buying a home. He spent hours on the phone with me just talking about adulting and homeownership and the ups and the downs. He explained it was tough process but it will all be worth it.
Stuart Daniels
Stuart Daniels
Nov 13, 2018
Report
I was thrilled to work with A-M-S MORTGAGE SERVICES and Mr. Atul Rastogi here at UWM. We had a Roslyn Hts. NY loan close in just over a month. They are knowledgeable, efficient, and professional Brokers.
Thank you so much, you are the BEST!
Stu D.
Ramon Lopez
Ramon Lopez
Jun 08, 2018
Report
Unfortunately I trusted the salesman to do the right thing by the consumer and I got a mortgage which was ran by unrealistic number all to which on paper it showed ok but after the closing and pocession of the house changed drastically going from the property taxes , mortgage insurance and homeowners insurance all were ran with lower numbers which allowed me to get an affordable monthly payment however after the first year analysis by the mortgage bank the payment skyrocketed 1100 dollars more from the original price .. very bad practice from those who tend to say they are helping people . I can
Eva Jurado-Poss
Eva Jurado-Poss
Aug 16, 2017
Report
I want to thank Michael Kovary for pulling off a almost impossible closing. You did a great job and our office will definitely recommend you to future clients. Thank you for making 2 families and a law office very happy!!!
Allie Tisdale-Jones
Allie Tisdale-Jones
May 02, 2017
Report
Michael is great! He is a great guy to work with; very knowledgeable in his field of expertise. He will lead and guide you through every step of the way. I highly recommend him to assist all buyers and or sellers!
Tyrone Heredia
Tyrone Heredia
Aug 05, 2016
Report
Best company get a Home Mortgage from period. Mr. Michael Kovary work wimy family and I for over a year and did not gave up until we got approved. I really appreciate everything Mr. Kovary and his team did for us and I highly recommended to everyone.Thank you AMS Morgage team!!!
Monica Snyder
Monica Snyder
Jul 28, 2016
Report
Michael Kovary is the best! He was on top of everything! If I had any questions he would break things down and explain them in a way that I could understand and was available any time of day! He made the loan process a breeze for us! I would recommend him to anyone!!
Mohammed Shaban
Mohammed Shaban
Jul 21, 2016
Report
One of the worst mortgage company Wasting time and they do mortgage and real state and they are lazy To get an apply end to see a house u need 3 weeks So I change the real state agent so they cancel the mortgage. In the other hand, they will tell u something and do something els for their Benefit Lie lie lie And nasty dum agent Michael Kovary If I were u, I will not deal with them There is many nicer Mortage company and professional This company don't know what is professional is
Antonio Lopez
Antonio Lopez
May 30, 2016
Report
I strongly recommend AMS "Vincent Pagnotta", he was too patience to deal with me that just for that, he deserves 10 Stars rating, Hard and difficult mortgage to deal, he runned thru it very Professional.
Britney Kuehne
Britney Kuehne
May 18, 2016
Report
I was able to purchase my 1st home with the help of Micheal Kovary. He was extremely helpful and knowledgeable. Without his help this wouldn't have been possible. I highly recommend going through him for any kind of mortgage needs!!!