In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules. To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished. Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children. If steps aren't taken to protect the Medicaid recipient's house from the state's attempts to recover benefits paid, the house may need to be sold.
Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished. Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children. If steps aren't taken to protect the Medicaid recipient's house from the state's attempts to recover benefits paid, the house may need to be sold.
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The specialty of "elder law" evolved in the 1980s as it became increasingly clear that the complicated legal issues confronting seniors - in particular qualifying for Medicaid coverage of long-term care - were beyond the expertise of general-practice attorneys. In recent years, we've increasingly seen the field described as "elder care law" and the lawyers as "elder care" attorneys.
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