Cotton's All Lines Insurance, Inc. has proudly served the insurance needs of Gainesville and all of Florida since 1973. Our independent agency can help you find the best value on auto, home, health, and more. Contact us now for free, competitive quotes. We've been helping the Gainesville community and all of Florida compare and save on insurance since 1973.
As an independent insurance agency, we work for you, not the insurance carriers. That means we can help you find the best value on auto insurance, home insurance, business insurance, and more from several of Florida's most trusted carriers.
As an independent insurance agency, we work for you, not the insurance carriers. That means we can help you find the best value on auto insurance, home insurance, business insurance, and more from several of Florida's most trusted carriers.
Services
After graduating from the University of Florida in 1973 Mike Cotton started in the insurance business selling Life Insurance at kitchen tables in the evening. He specialized in selling life and disability to senior medical students and resident physicians at Shand's Hospital. In 1979, he committed even more time selling insurance after his wife Debbie became a full-time stay at home mom.
Mike graduated from the University of Florida in 1973 with a degree in business administration majoring in Insurance. While attending UF he was a 3 time SEC champion, 3 time All American and was the USA National Pole Vault Champion in 1973. He was inducted into the University of Florida's Hall of Fame as a "Gator Great" in 2009.
With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like Cotton's All Lines Insurance, Inc. you get choices. Because independent insurance agencies, like Cotton's All Lines Insurance, Inc., represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances.
As an independent insurance agency, Cotton's All Lines Insurance, Inc. works with many insurance companies and can help you compare protection and prices to find the coverage and value that's right for you. We're your local agents - real, live members of the Gainesville community, so we know how to get the right insurance for your vehicle.
The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
Reviews (14)
Fredrik Wood
Dec 19, 2021
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Chad Fyke
Dec 17, 2021
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Ashley Rodriguez
Oct 06, 2021
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I use Cotton's All Lines for my wedding floral business (as well as car insurance) and Kim, David, and Jennifer are always so helpful and responsive! Recently, I needed their help in a short amount of time for a business contract that required additional insurance and they were so amazing - definitely went above and beyond! They even corrected a few issues (very professionally) with the business that had requested the additional insurance so my small business looked truly professional and on top of things! Needless to say, I recommend Cotton's to everyone!
Billy DeVore
Oct 02, 2021
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Derek Prommasit
Sep 23, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Personable, outgoing staff! They have been helping me for years with my health insurance and my car insurance and have always handled business with care, attention, and even delight! It is truly unreal the level of care they take in assuring a relaxed, informed, and satisfying experience. A++ best in business.
Personable, outgoing staff! They have been helping me for years with my health insurance and my car insurance and have always handled business with care, attention, and even delight! It is truly unreal the level of care they take in assuring a relaxed, informed, and satisfying experience. A++ best in business.
Christiaan Leeuwenburgh
Sep 06, 2021
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Phoebe Papadi
Aug 17, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Best service - super prompt, professional and knowledgeable, and very caring. They represent so many companies they are able to fine tune their service to just what I need. My parents used Cotton’s since the 60’s, and now my husband and I stick with them. The best!
Best service - super prompt, professional and knowledgeable, and very caring. They represent so many companies they are able to fine tune their service to just what I need. My parents used Cotton’s since the 60’s, and now my husband and I stick with them. The best!
Erick Smith
Jul 21, 2021
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I have had my homeowners and rental homes insurance with Cotton All Lines for over 20 years. They have always found the best deal for me and I never think of going anywhere else when I buy another house. They are very knowledgeable and their in-person and phone customer service is outstanding! I also appreciate that they are local and convenient.
Tom Antony
Jul 18, 2021
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The four-person staff at Cotton's is always ready to help me with insurance needs, including reviewing my current coverage and policies. They are always ready to shop my coverage with different companies if a price seems out of line. Everyone is pleasant to work with and knows the business. I strongly recommend them to everyone. For many years now I have been thankful that a friend referred me to Cotton's.
Jonianne
Jul 15, 2021
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David and Mike have been helping me with health insurance for nearly 2 years now. Although I had researched options extensively before my first meeting with Mike, he presented me with additional, better options I had not been able to discern on my own. Since then, he and David have been my go-to guys and I have referred several friends to them as well. They are personable, knowledgeable, responsive, and seem to truly care about people. I am so glad they are here and highly recommend them!
Jeffrey E.
Mar 18, 2021
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Angel Cogar
Jan 11, 2021
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Charlie Collins
Feb 22, 2020
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Cheryl Dixon
Nov 01, 2019
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