Auto & Home Insurance

As the largest privately owned personal lines insurance agency in Illinois, we take our position to obtain the best coverage for our clients very seriously. Each of our top agency executives have between 25 and 40 years of insurance experience. Our proven track record in the industry enables us to anticipate changes and determine the best coverage to meet the personal needs of each of our clients.

You have worked hard to get the things you own. We understand and can help tailor your personal insurance program to meet your unique needs. Guaranteed Replacement Cost - No need to worry whether you have enough insurance to rebuild in case of a total loss. Our carriers guarantee to rebuild your home, with like kind and quality, even if the actual cost to rebuild is more than your policy limit.

Automobile liability coverage, required by law in most U.S. states, can help to provide you with protection against financial loss should an accident occur. Since each client's needs are different, we can help you determine the optimal amount of coverage to meet your unique situation.

Liability Coverage - If you are held legally responsible for an auto accident, your liability coverage will help to cover the costs of bodily injury or property damage to others.The amount of liability coverage you opt for will depend on your exclusive needs. Uninsured/Underinsured Motorist Liability Coverage- Despite legal requirements, a large majority of individuals choose to drive without the necessary insurance or any insurance at all.

Often, the liability limits of standard home and auto policies may not be enough in case of a catastrophic loss. This extra coverage is an additional limit above your primary liability limits. Limits for umbrella policies start at $1 million and can go up to $20 million or more, depending on your specific need.