Michael Kalmus Attorney At Law
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Michael Kalmus Attorney At Law
Michael Kalmus Attorney at Law is a person-centric practice with over 30 years of experience in representing workers in all manner of medical related claims. We provide expert legal support and representation to clients in NJ in matters relating to personal injury, disability retirement pensions, social security disability, worker's compensation, veterans disability claims, disciplinary claims, and more.

We provide legal assistance to anyone that has sustained a personal injury due to the negligence of another party. Our firm handles all types of employment issues, particularly those related to retirement and disability retirement matters. We have detailed knowledge of workers compensation laws and can file a strong claim on your behalf.
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Michael Kalmus Attorney at Law provides expert legal support and representation to workers in NJ in matters relating to personal injury, disability retirement pensions, social security disability, worker's compensation, veterans disability claims, disciplinary claims and more. We offer personalized and aggressive legal representation to our clients.
A disability pension is a type of pension granted to those people who are unable to work due to a disability. In such a scenario, you are rightfully worried about how to remain financially independent. The disability retirement pension is calculated based on the number of years worked, so the disability retiree can retire earlier (since they are unable to work), but receives an equitable pension based on years of service.
Michael Kalmus is and experienced attorney committed to helping his clients get the New Jersey Social Security Disability (SSD) benefits they deserve. It is devastating to be out of work because of an injury or illness. This can lead to financial instability and emotional distress. Social Security Disability Insurance (SSDI) offers financial assistance to individuals unable to continue working due to serious medical conditions or injuries.
Many individuals maintain private long-term disability insurance or receive it as part of their employment package. The benefits from these policies, which are often quite significant, are counted on to provide a substantial degree of financial security for anyone who becomes occupationally disabled for a significant period.
Veterans suffering from service-related disabilities encounter a complicated and lengthy process to receive the benefits they are entitled to. Studies show that only 50% of veterans receive the legal benefits they deserve. Lack of knowledge, the extremely complicated process and reluctance to apply are some of the reasons behind vets are often short-changed.
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