When one door closes another opens. But often we look so long so regretfully upon the closed door that we fail to see the one that has opened for us. Happiness resides not in possessions and not in gold; the feeling of happiness dwells in the soul. Fourth Street Insurance Services, Inc. provides Southern California individuals and employers with creative, and innovative plan designs to combat continuing rate increases.
We provide Medical, Dental, Life, Long Term Disability & Short Term Disability, Voluntary Plans and 401k's. Any broker can sell you health insurance. Fourth Street Insurance Services, Inc. is different. Service and caring have been the basis of our growth and success.
We provide Medical, Dental, Life, Long Term Disability & Short Term Disability, Voluntary Plans and 401k's. Any broker can sell you health insurance. Fourth Street Insurance Services, Inc. is different. Service and caring have been the basis of our growth and success.
Services
What would be the advantage of using a broker vs. going straight to the insurance company?. If I am covered on an HMO how do I change my Primary Care Physician (PCP) and how often may I change?. May I purchase an individual medical plan with a high deductible for catastrophic coverage?. Federal state laws governing health carriers drive the premiums up in addition to advanced medical procedures.
The federal estate tax begins at a rate in excess of 30%, and increases to 55% of your total taxable estate. For instance, an estate with $1,000,000 of net taxable assets should expect to pay $115,000 in estate taxes. An estate of $5,000,000 will owe over $2,000,000. There are several methods which an estate can use to pay the death taxes.
Our agency is very active in the group and individual dental insurance marketplace. Whether you are investigating dental insurance for an individual, a group plan for a small start up, or a partially self-funded multi-state corporate group plan, our agency is prepared to assist you.
We can help you evaluate your needs, survey the marketplace, prepare side by side plan and price comparisons for your review, and then help you implement the plan(s) that you determine best meet your objectives.
We can help you evaluate your needs, survey the marketplace, prepare side by side plan and price comparisons for your review, and then help you implement the plan(s) that you determine best meet your objectives.
COBRA is the federal health care continuation law. COBRA requires that if an employee or other "qualified beneficiary" loses employer-provided health coverage due to termination of employment or another specified "triggering event, " the group health plan must offer continued health care coverage to the qualified beneficiary.
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