Eisenberg Insurance Group
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Thomas Eisenberg is an independent insurance agenct that specializes in Life, LTC and Disability Insurance across the entire United States. Tom wants to understand your unique situation and offer a customized solution to your fit your specific needs! Tom works with the top insurance companies so he can offer his clients the best coverage for them.

His clients are located all across the USA, giving him a great feel for the life insurance landscape. He designs plans with a focus on compliance, low costs, and tax-efficiency, which he combines with personalized advice aimed at helping clients make better informed life insurance decisions.
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Agency founder and president Tom Eisenberg has been in the life and health insurance field for over 25 years. He began his insurance career in 1991 with Equitable-Axa shortly after obtaining a business degree from University of Wisconsin-Madison. He started Eisenberg Argent Insurance in 2002 after spending eight years in life insurance sales and management positions at AIG Life.
We do the shopping for you, saving you time and money. We utilize the information you provide to shop from highly rated life insurance companies to find you the best price available. The more accurate the information you provide upfront the more accurate your quote will be. 2. We will help you chose a policy to fit your unique needs.
Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more.

If you're considering securing you and your family's financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!Term Insurance, the most affordable type of insurance when initially purchased, is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
Accelerated benefits, also known as "living benefits, " are life insurance policy proceeds paid to the policyholder before he or she dies. The benefits may be provided in the policies themselves, but more often they are added by riders or attachments to new or existing policies.

The accelerated benefits option or rider in a life insurance policy provides that all or a portion of the policy's proceeds will be paid to the insured upon the occurrence of specified events.These include such things as the diagnosis of a terminal illness, the need for long-term care or the onset of a medically incapacitating condition such as a heart attack, stroke or cancer treatment.
A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.Then your Medigap policy pays its share.
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