Richards Associates, Inc. has been proudly serving the insurance needs of the Business and Individual communities since 1953. As a third generation family run business, Richards Associates combines new-age technology with old fashioned customer service. Using a consultative approach, we offer our clients innovative solutions through the industry's leading insurance carriers and back that up with superior customer service.
Services
As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs. Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy.
Personal Insurance products from Richards Associates Insurance provides our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages. How we serve you is as important as what we provide. First, we listen to you, and then we discuss your needs and answer your questions.
Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more.
If you're considering securing you and your family's financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!Term Insurance, the most affordable type of insurance when initially purchased, is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
If you're considering securing you and your family's financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!Term Insurance, the most affordable type of insurance when initially purchased, is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
SAVING MONEY on employee benefits is a must in today's economy. The cost of providing benefits is rising significantly, while employees consistently seek more and more from their benefits packages. Many employers struggle to balance employee needs with their own capabilities and bottom lines. Helping you meet these divergent objectives is our specialty.
At Richards Associates we know that understanding, planning for, and complying with Health Care Reform legislation (the Patient Protection and Affordable Care Act, or PPACA) will continue to be of critical importance to employers. Further, ongoing compliance with an extensive list of other health and welfare benefits acronyms and statutes (including ERISA, COBRA, HIPAA, USERRA, and ADEA) are essential to your business success.
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Gregg Kits
Jul 15, 2013
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