Providing second-chance motorcycle loans and custom-designed payment plans to riders through a dedicated dealership network. Customers who have experienced credit turn-downs or declines in the past are able to get credit approvals, regardless of FICO score. Dealers in the ACF network enjoy fast, easy application processing and loan servicing for its motorcycle sales transactions.
ACF offers motorcycle loans for on-road motorcycles, model years 2004 and newer with less than 35,000 miles. Our Customer Service, Dealer Services, Administration and Accounting Departments offer assistance by phone to our clients, customers and vendors by calling our offices at the number below during normal hours of operation.
ACF offers motorcycle loans for on-road motorcycles, model years 2004 and newer with less than 35,000 miles. Our Customer Service, Dealer Services, Administration and Accounting Departments offer assistance by phone to our clients, customers and vendors by calling our offices at the number below during normal hours of operation.
Services
Today, ACF is partnered with more than 450 motorcycle retailers in 24 states. Our program offers dealers the chance to assist consumers with current or past credit challenges and give them the opportunity to re-establish credit and get a second chance in order to finance a motorcycle.
ACF reports payment activity on all consumer accounts to a major credit bureau company, enabling many riders with bad credit to improve their credit scores and qualify for other forms of credit and loans.
ACF reports payment activity on all consumer accounts to a major credit bureau company, enabling many riders with bad credit to improve their credit scores and qualify for other forms of credit and loans.
Reviews (9)
Todd Barry
Jan 31, 2022
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After reading all of these reviews.
I had second thoughts.
So I slowly read EACH REVIEW.
I picked each REVIEW apart..
Just a Postive experience on my end.
If your looking for a loan & you get the loan.
It's your responsibility.
So if you read this everything is very simple set up auto Payment. & you can log into your account online & make additional payments anytime. As for your title 99% are digital & you can go online & order that also. I normally don't leave a reviews but if your making a purchase enjoy your ride & be safe
Sad how everyone quick to make a negative review. CHOICE, CHANCE
I had second thoughts.
So I slowly read EACH REVIEW.
I picked each REVIEW apart..
Just a Postive experience on my end.
If your looking for a loan & you get the loan.
It's your responsibility.
So if you read this everything is very simple set up auto Payment. & you can log into your account online & make additional payments anytime. As for your title 99% are digital & you can go online & order that also. I normally don't leave a reviews but if your making a purchase enjoy your ride & be safe
Sad how everyone quick to make a negative review. CHOICE, CHANCE
Leon Brooks
Jan 26, 2022
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Jon McQuiniff
Jan 14, 2022
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Got a loan in a motorcycle....Payments were auto deducted out of my account every two weeks on time. The payment process was simple. The only complaint I have, is reaching this company is a pain. No response from emails, call and leave a VM, and takes them a week to call you back. Please someone help me get my title....
Charles Lewis
Dec 02, 2021
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Critical: Professionalism, Quality, Value
I borrowed 7,000 for my bike...im 4months from paying it off...worst lender to deal with. At times I felt like I was dealing gang members. They are horrible. I was going to give 1 star but they earned 2 because I learned a valuable lesson from them....just save your money and pay cash for your toys
I borrowed 7,000 for my bike...im 4months from paying it off...worst lender to deal with. At times I felt like I was dealing gang members. They are horrible. I was going to give 1 star but they earned 2 because I learned a valuable lesson from them....just save your money and pay cash for your toys
Lavelle Parker
Nov 18, 2021
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I bought a 2011 Harley Davidson St. glide in 2018 and I finance it through this loan company. The first couple of months were just fine. January 2019 they all of a sudden stop taking payments from my account. When I finally became aware of this I was five months behind. In June of that same year and I made up those payments and get back on schedule. About a year later it started happening again. When I called to make up those payments once again I was informed that the card on file wasn’t going through. The card they had on file had been stolen and I notified them of that and gave them the new
Lala Land
Oct 14, 2021
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Patrick Ungaro
Aug 28, 2021
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As a 26 year old with no available options to get a loan without cosigners, and always denied credit cards, and very bad credit, I was able to acquire a Kawasaki Z400 from the Carol Stream, IL location with 50% down (and an APR in the teens, but hey, at least American Cycle gave me a chance.) The process was easy. I have never been sent spam email, like that one google review was saying. Payments have been consistent. Between a new credit card and a low balance once, my card skipped and then i received a simple email and voice mail right away, which allowed my to fix the situation usually within
Allan Hall
Apr 13, 2021
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Completely shady. Got a loan through them, on their "welcome call" Rebecca got upset I wouldn't give her my primary email when she all but admitted they were going to spam me. Also got upset when I asked if she received my voicemails from two weeks ago. Never responded to requests on how to make additional payments on my loan. Wanted more information than any car or property loan I have ever had. Bottom line, if you have a choice, choose someone else.
Eric Bunch
Sep 29, 2020
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