Prior Lake State Agency
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Prior Lake State Agency
Not every homeowners policy is the same, let's talk about the coverage you need at the price that fits your family. Replacement cost, water/sewer backup, jewelry coverage, and identity theft are just a few of the coverage options we include with our quotes. Call us today for a free coverage review.

Let us help you decode your auto policy with terms like bodily injury and property damage liability, uninsured/underinsured motorist, personal injury protection, comprehensive, collision, and full glass. Whether you are insuring your mint condition 1969 Chevrolet Impala or an every day driver Ford Fusion, do you have adequate protection?
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Serving the community since 1967, Prior Lake State Agency continues to offer local residents a CHOICE with preferred insurance providers. Today under Steve Engel's direction Prior Lake State Agency retains its stability and strength offering insurance products for the Prior Lake community.

And since relationships are our business, we honor our fiduciary responsibility to educate and inform while offering insurance products to fit your individual needs.Emily began her insurance career in 2003. Born and raised in Prior Lake, she experienced a bit of wanderlust traveling the world when her Dad, Steve, talked her in to coming home and joining him at Prior Lake State Agency.
At Prior Lake State Agency, we offer value and competitive pricing while tailoring coverage to your individual needs. With annual coverage reviews and a full line of services, we actively adapt to your insurance needs as they change. A combination of national stock companies and local regional mutuals, Prior Lake State Agency can find what you're looking for in an insurance provider.
We believe that employee satisfaction begins with creating a supportive environment where each employee feels welcome, no matter what their personal or professional backgrounds are. We are looking for candidates who are excited to nurture this environment and who will add to our great culture. If that sounds like you, send us a message today!
Reviews (12)
Cliff Defor
Cliff Defor
Jun 15, 2021
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Emily is very knowledgeable and does a great job of fitting each need with the best provider.
Mike-Allen Butterfield
Mike-Allen Butterfield
Dec 12, 2020
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Nick has worked very hard to get us the best rates for our Auto and Homeowners insurance. His communication is great, and it is obvious that he cares about his customers. I would recommend him to everyone!
Mike Silva-Breen
Mike Silva-Breen
Jul 25, 2020
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Very friendly and professional staff. Have been a client for several years, and have never had any issues. Whenever I need to make a claim or ask a question, they are always polite, quick to respond, and pleasant to deal with.
Sheila Holm
Sheila Holm
Jul 20, 2020
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We have had Prior Lake State Agency for the last 3 years. Great communication and service. We filed a claim 2 years ago and they were there in no time with a great outcome.
Bill Gurnon
Bill Gurnon
Jun 21, 2020
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I've been with Prior Lake State Agency for many years. And, it's because the friendly and competent service has always exceeded my expectations. Thank you all for your extraordinary work. Your responsive and informative service is exceptional.
Erik Miles
Erik Miles
May 11, 2020
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They are always willing to answer questions and more importantly, they offer smart suggestions. I usually email Emily, call if I need guidance quickly.
Daniel Lindquist
Daniel Lindquist
May 03, 2020
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I have been with them for years and they have always been very helpful. I have made several mistakes over the years and they have jumped right in to help fix them. I would recommend them to anybody that will listen!
Matt Schnacky
Matt Schnacky
Dec 17, 2019
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Our experience with Nick was outstanding. He was very resourceful, active and persistent in finding the best home and auto insurance policies that met our needs. We had been with another agency for over 15 years, and finally decided to shop around. Nick provided a few solid options and we were able to recognize tremendous cost savings as a result of his efforts.
Lizzy Lloyd Schultz
Lizzy Lloyd Schultz
Oct 20, 2019
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Nick was very helpful and got everything we needed taken care of quickly. He saved us money on our new policy! Highly recommend! Nick works his schedule around what works for you.
Chad Peterson
Chad Peterson
Aug 22, 2019
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I can't say enough good things about Prior Lake State Agency, the team and their insurance offerings as an independent agency! The saving we received by switching over was just an added bonus. I highly recommend!
Renee Schommer
Renee Schommer
Nov 07, 2016
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Absolutely LOVE the Prior Lake Agency. They are always looking out for us, saving money and having great coverage. I needed to add coverage on a vehicle - one phone call and it was taken care of. Done deal and I can cross it off my list and go on with my day. No worries that it was taken care of. Can't get this kind of personal service everywhere so I really enjoy it when I do get the service. Would recommend this agency to everyone.
Sigrid Lindholm
Sigrid Lindholm
Oct 13, 2016
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Emily and her team at Prior Lake State Agency have always given us top notch service. We've been with them over 9 years now--through transitioning from a rental unit to our first house, to our second house.
Every time, we've gotten the best advice from Emily on what would be the best insurance option for us. And the prices have been consistently competitive-presenting different options from multiple companies, with Emily guiding us over what she thinks will be the best option.
Along the way we've had a few car accidents, new cars and cars sold. Each time there's been an accident (only a few)