We offer multiple programs with no waiting period after foreclosure depending on the circumstances. Don't let credit blemishes stop you from calling us. We accept credit scores as low as 500, recent foreclosures, bankruptcies and higher debt ratios. We offer multiple loan programs that do not consider property value if you have been on time with your payments.
We offer common sense programs that help you qualify with non-traditional sources of income. Whereas many lenders have discontinued lending on manufactured homes, we remain committed to helping. We offer multiple solutions and a variety of programs to fund loans for borrowers with high ratios. I want to let you how wonderful my experience was working with your team that handled my loan.
We offer common sense programs that help you qualify with non-traditional sources of income. Whereas many lenders have discontinued lending on manufactured homes, we remain committed to helping. We offer multiple solutions and a variety of programs to fund loans for borrowers with high ratios. I want to let you how wonderful my experience was working with your team that handled my loan.
Services
Since 2012, Breeze Funding has been a leading, client-focused mortgage loan company offering low interest rates. We offer an award winning, state of the art lending process that has been time tested to give homeowners great loans at competitive interest rates. We believe purchasing a home and refinancing should be an exciting and encouraging process for homeowners, and our goal is for your loan funding to reflect that mission to you.
Mortgage rates and costs can change quickly. If you are comparing offers from multiple lenders it should be done on the same day. For example, if you are shopping mortgage rates and have a quote for a 30 year fixed at 4.25%, only compare it to other 30 year fixed quotes at 4.25%. Make sure you will not be tossed around like a volleyball from one department to another during the loan process.
Make sure the report accurately states who you owe to, how much you owe, and your history of late payments, if any. Timing matters: The most recent any delinquencies are the bigger an impact they can have on your score. Ratios Matter: While your score is connected to your utilization, over utilization can hurt you.
Talk to one of our reverse mortgage specialists and see if you may qualify instantly. We will need to know your age, approximate value of your home, and how much you currently owe on it. Once counseling is completed, you receive an application package based on the loan type you selected. You will provide required information required for financial assessment including income documentation if any.
FHA stands for the Federal Housing Administration. The FHA was created to help increase home-ownership in the United States by encouraging lenders to lend to more people who were traditionally considered higher risk borrowers. FHA encourages lenders to do this by requiring a mortgage insurance premium on nearly every loan.
Reviews (10)
Jennifer Fix
Jan 29, 2022
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Mark D'Urso
Jan 19, 2022
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Heidi Mealey
Jan 15, 2022
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Shequette Thompson
Oct 31, 2021
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Patti Dietz
Oct 13, 2021
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Rodney Clark
Oct 13, 2021
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Jimmy Ochiltree
Oct 03, 2021
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Robert Wynn with Breeze Funding absolutely blew me away with his expertise, customer service, and patience during my refinance. He made sure to take his time teaching me the refi process, and guided me through many sceneries to ensure I was comfortable, and well informed before I moved forward. I am only recommending Robert to my friends and family from now on, and I hope to use him and Breeze Funding again. Thank you Robert, you made my year!
Chanelle Smith
Jul 19, 2021
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Jacqueline Brown
Jul 05, 2021
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I worked with Rob at Breeze Funding and he was a pleasure to work with. He always responded in a timely manner and if I had any questions that he didn't have an answer to, he get back with me once he knew the answer. I would definitely recommend him to all that I know looking to refinance their home.
Crystal Achenbach
Jun 19, 2021
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I recently completed a refinance through Breeze Funding, which was quick and simple. Robert Wynn was my loan officer and he presented me with a couple options to choose from to meet my needs. The entire process was completed very easily with the team at Breeze providing documents electronically and handling each question with ease. I would definitely recommend Rob and Breeze Funding for your lending needs as this was by far the easiest process I have experienced with regards to refinancing.
