At Platinum Mortgage Solutions, we have over 30 years of mortgage industry experience to provide you the most comprehensive service! We provide access to all different loan types to suit all our clients' specific needs. Customized customer service and superior mortgage industry knowledge, saves our clients time and money!
Call today, you'll be so happy you did! Customer service is our strong front. You work with one of us, you always get one of us. No more talking to multiple people trying to get the story straight, over and over searching for an answer, or getting passed around departments to get a callback. Bankers work 9-5 (if that) but our clients can reach us whenever they need, especially when it's crunch time!
Call today, you'll be so happy you did! Customer service is our strong front. You work with one of us, you always get one of us. No more talking to multiple people trying to get the story straight, over and over searching for an answer, or getting passed around departments to get a callback. Bankers work 9-5 (if that) but our clients can reach us whenever they need, especially when it's crunch time!
Services
Here at Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it's buying a new home or refinancing an existing home, the Platinum team has your back.
Your homebuying journey shouldn't start with looking for a house. It should start with calling the Platinum team. Mortgages are long-term relationships, and you'll want to be confident that your mortgage provider offers a strong combination of quality service and competitive pricing. Pay attention to closing costs and fees in addition to interest rates - they can contribute to a higher overall loan cost.
An FHA loan is a mortgage insured by the Federal Housing Administration (FHA). FHA offers low down payments and interest rates may be less impacted by the borrower's credit score. Gift funds may be acceptable with FHA financing. The debt to income requirements are less stringent as compared to conventional, which often means more purchasing power.
A conventional loan is a type of mortgage that is not part of a specific government program, such as Federal Housing Administration (FHA), Department of Agriculture (USDA) or the Department of Veterans' Affairs (VA) loan programs. However, conventional loans are commonly interchangeable with "conforming loans", since they are required to conform to Fannie Mae and Freddie Mac's underwriting requirements and loan limits.
A VA loan is a mortgage loan program established by the United States Department of Veterans Affairs to help veterans and their families obtain home financing. VA offers 100% financing with no mortgage insurance. A VA Certificate of Eligibility is required to apply for a VA loan. Gift funds may be acceptable.
Reviews (9)
John Gogliettino Iv
Oct 15, 2021
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Pat Aldo
Oct 01, 2021
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Daron Cyr
Sep 25, 2021
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Joanne had been incredible when we bought our first home 7 years ago so we knew we were in good hands when we went back to her hoping to refinance. She did it again! With great communication, wisdom, and answers to every question along the way, she secured us a great rate and speedy clear to close! We highly recommend her for all your mortgage needs.
Marianne Begej
Sep 16, 2021
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Carol Radzunas
May 29, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Fourth time my family & I have dealt w/Joanne @PMS Mortgage; she always gets the best rates & gets the job done! Emails are always answered quickly & she's just an honest, nice, but no "BS" person. You can be confident that what she's telling you is what's true & best for you.
Fourth time my family & I have dealt w/Joanne @PMS Mortgage; she always gets the best rates & gets the job done! Emails are always answered quickly & she's just an honest, nice, but no "BS" person. You can be confident that what she's telling you is what's true & best for you.
Justin Hollingsworth
May 26, 2021
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Joanne and Platinum Mortgage Solutions as a whole was a fantastic experience. She was very responsive with any questions or concerns that I had. I relied a lot on her experience and was comfortable asking her things about the entire home buying process. My realtor was impressed with how quickly I was cleared to close, saying it was one of the fastest clear to close ever. I felt I could trust Joanne and was not let down at any point in the process. I would highly recommend her for your home financing needs.
Adam Leonetti
Mar 23, 2021
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This will be the SECOND time we used Platinum Mortgage Solutions to get a home loan. What can I say about them? STILL great! STILL fast! STILL reliable! STILL amazingly helpful! We have spoken with or worked with almost everyone in the office but Joanne and Nicoletta were amazing!! Both of them were the ones that handled our loans personally. They both LOVE what they do and they are both GREAT at what they do. Someone from that company is almost always available to answer questions or assist you with something. They educated me through the entire process and found the best route for me to get the
Elijah Fortin
Feb 14, 2021
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Joanne and platinum mortgage solutions was a perfect match for my wife and I. As first time home buyers, we did not have much knowledge of how things truly worked. Joanne went above and beyond to fill in all of the blanks for us by answering every single question we had (and there were a lot). Joanne and her team worked closely with us to make sure we got locked into a great interest rate and played a huge role in us closing on our new home days before the original estimated closing date. If you are looking for someone professional that will always keep your needs in mind and willing to answer
Jessica Palmieri
Dec 22, 2020
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Smooth, professional and quick!
We just closed on a refinance and the level of service that we received from Platinum Mortgage was unbelievable!
From day one Joanne and Stephan were professional, honest and very efficient at what they do! They are leaders in this industry and I am so happy we let them handle our loan! Can’t wait to buy another house just so I can use them again!
We just closed on a refinance and the level of service that we received from Platinum Mortgage was unbelievable!
From day one Joanne and Stephan were professional, honest and very efficient at what they do! They are leaders in this industry and I am so happy we let them handle our loan! Can’t wait to buy another house just so I can use them again!
