Welcome to the 24-day close with your offer backed by the purchasing power of a full loan approval. With our Keys on Time program, your offer will be the most attractive in a competitive market. Securing your earnest money gives you peace of mind in today's uncertain mortgage world.
When you work with 1st Colorado Mortgage Solutions, you have the security of not only working with some of the best loan officers, but also knowing your earnest money is protected.This down payment protection plan is just the program for you! +Plus protects the home owners from risk of loss if the value of the house goes down when it is time to sell.
When you work with 1st Colorado Mortgage Solutions, you have the security of not only working with some of the best loan officers, but also knowing your earnest money is protected.This down payment protection plan is just the program for you! +Plus protects the home owners from risk of loss if the value of the house goes down when it is time to sell.
Services
At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.
Purchasing a home is a very exciting time and being well prepared will help you make the best financial decision. Take this opportunity to learn more about home buying and the mortgage process. Below and throughout our website, you will find information that will help you with the purchase of your new home.
A conventional loan is a loan that has no affiliation to the federal government. These loans have terms and conditions set by Fannie Mae and Freddie Mac. Conventional loans are popular with borrowers who have good credit, a stable job and income, and can afford a down payment. A common misunderstanding about conventional loans is that a large down payment is required to use this home loan program.
VA loans are designed to offer long-term financing to American Veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S Department of Veteran Affairs. VA loans are offered exclusively to service members and certain military spouses for the challenges faced by veterans and their families.
Reviews (11)
Derrick Printz
Aug 28, 2021
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Ann at 1st Colorado Mortgage Solutions did a fantastic job with our home refinance loan. The process was streamlined from start to finish. We thought it would take at least a month to secure the loan but Ann got it done in a couple of weeks. I was impressed with her professionalism and her friendly demeanor. She didn’t sugar coat anything or push us with a hard sell. You can entrust your loan to this company with the assurance that Ann will take care of you. We had a great experience and want to thank Ann for all her hard work!
Walter Hopp
Jun 27, 2021
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Gandhar Vaidya
Mar 31, 2021
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I was in the market for a home refinance loan and wanted to work with a local broker. I found Ann at 1st Colorado Mortgage Solutions and couldn’t be happier. I had a loan fall through earlier this year because of an appraisal issue. Ann was able to review the problems and had some great ideas on how to move forward. She was extremely friendly and consistently prompt throughout the loan process. Her team is great and always made sure that everything ran smoothly. I have recommended Ann to a friend because of her outstanding service. What a great company!
Jonathan Roberts
Oct 08, 2020
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Honestly Ann has made my home loan process such a breeze and even with a pandemic going on this is the only loan company to choose. I actually went through 3 other mortgage companies and never got a good feel. I had other lenders wanting me to lie or make false adjustments with my taxes and Ann was very honest and start forward. You won’t ever find a harder working person in the lending business. Make a call to Ann and it will be the best decision you’ll ever make.
Thanks so much Ann and your team are definitely well ahead of your competition! Cheers!
Jonathan Roberts
Thanks so much Ann and your team are definitely well ahead of your competition! Cheers!
Jonathan Roberts
Jake Mortensen
Jul 23, 2020
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I received excellent service from Ann at 1st Colorado Mortgage Solutions on the purchase of my new home. I enjoyed working with Ann and can say that she was always on top of it. For me, the search for the right home was a long one and Ann stuck with me. She was always available to answer my questions and was very easy to work with. The knowledge Ann brings to the table is impressive and I can say with confidence that this is a great company!
I will be using Ann and 1st Colorado in the future.
I will be using Ann and 1st Colorado in the future.
Grit Athletics
May 30, 2020
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Ann came highly recommended by a friend when we needed a professional to assist us with a home refinance loan. We have a very unique property with 35 acres and in the past it’s been difficult to find someone who understands the challenges of our home. Ann made the entire experience very easy and was able to get us a great product without a lot of hassle. She is professional and sticks to what she says. Ann was very prompt and had great follow through, making us feel like we were a priority. We plan to use this great team again in the next six months because of Ann’s exceptional service.
Zach Glueckert
May 23, 2020
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Three things stood out about my experience with 1st Colorado Mortgage Solutions. 1. Ease of communication, David and Jana were very easy to get a hold of and always took time to answer my questions directly. 2. Secure communication methods, I always felt comfortable with the methods used for transferring sensitive documents. 3. Excellent rates, David found an interest rate that beat all other estimates I had received. Every interaction with 1st Colorado Mortgage Solutions was great, and they made the process as easy as possible. I highly recommend them!
Amanda Lima
Aug 20, 2019
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It was a pleasure working with Ann and her team on our refinance loan. What I appreciated the most was how personable she was. Ann took the time to explain our options and helped us save the most money. She wasn’t at all pushy, but a great communicator. Her response to any of our questions was always prompt and she did whatever she could to make the process easy. Thanks Ann for a great experience!
Kerstin Young
May 23, 2019
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Stephen Blanch
Dec 14, 2018
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1st Colorado Mortgage Solutions is a local company that provides excellent customer service. Working with Ann was beyond easy. She was both friendly and experienced, always providing me with concise and comprehensive information. She was able to find us a local appraiser who really understood the uniqueness of our home location and how it stood out compared to other properties just a few blocks away. I wanted a quick turnaround and Ann was able to provide that for me. Her expertise allowed for a quick refinance with no problems. I would urge anyone looking for a great broker to call Ann!
David Lung
Dec 01, 2017
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We worked with David Bartels at 1st Colorado Mortgage Solutions to obtain a VA mortgage for our new home on Harmony Golf Club in Fort Collins, CO. David and his team were highly professional, proactive, and displayed great attention to every detail of the loan process. We not only received a highly competitive mortgage rate, but we also were led through a very smooth and stress-free loan application, approval, and closing process. I highly recommend David and the 1st Colorado Mortgage team!
