Luray Insurance Agency
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Luray Insurance Agency
Luray & Associates, Inc. is one of the premier Commercial Insurance Agencies in Maryland. We are licensed in MD, PA, VA, DC & WV and open 9AM to 5PM Monday thru Friday and Saturday from 10:30AM to 1:00PM. Luray & Associates, Inc. is conveniently located in Owings Mills Maryland just off I 795. The agency specializes in Real Estate insurance products.

For landlords, we represent multiple carriers that insure single family houses, multi unit and mixed use properties, strip centers, shopping centers, office buildings and more. For Rehabbers and Wholesalers, we have several options for Builder's Risk and vacant property Insurance and can even offer Theft Insurance.
Services
We help families and businesses all over the state of Maryland to save money on their insurance. We can write most lines of personal and commercial insurance across the entire state. Call Steve Luray's Maryland Insurance Agency at (410) 602-2636 to work with a local agency and save $100's on your insurance plan today!
Luray Insurance is a specialized provider of insurance for attorneys and title attorneys, especially hard to insure attorneys. If you have been censured, or had a prior claim you might find it more difficult to get insurance. We can help. We can work with you to go forward with insurance for your practice.
Do you need insurance to cover your dealership? Luray Insurance can develop packages for any size auto dealership - even wholesalers without lots. New or Used Car Dealer insurance. Garage Keepers Insurance - if you routinely store other people's cars in the process of your business. Dealer's Professional Liability including Title, Federal Odometer and Truth in Lending coverage.
Maryland Boat Insurance Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10% of property coverage.
Did you know that if your rental property is vacant for more than 30 days, your normal insurance policy no longer applies due to the vacancy clause? Now you have a claim and the insurance company informs you that you have no coverage because the property's been vacant for more than 30 days. Your house gets broken into during construction and all the copper piping or cabinets get stolen.
Reviews (13)
Shawn Luger
Shawn Luger
Dec 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have used Steve Luray to insure rental property for years. He and his team are very responsive, easy to deal with, and know what they're doing.
Michelle Madigan
Michelle Madigan
Dec 05, 2021
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Positive: Professionalism
Chari knows what I need when I need it and how to find the best deal on it. Thanks!
Kendra Johnson
Kendra Johnson
Nov 01, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I reached out late on a Friday afternoon, and Luray answered the phone. He provided prompt service, and addressed by professional needs. I am grateful.
Kimberly Gresham
Kimberly Gresham
Oct 18, 2021
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Positive: Professionalism, Responsiveness
Katie made the process smooth and easy!
Jean David
Jean David
Oct 01, 2021
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My experience with the Luray agency has been GREAT over the past 12 years owning properties in Mount Vernon Baltimore.
I own over 14 properties here in Maryland and other states. Trust me I've tried other cut rate insurance.
Professional courteous always finds you the answers you need while being spot on with their coverage and premiums. He'll give you the right value protection for the money. Good advice and personal service which is rare these days.
If you want value talk to Steve , he's the man.
Tupac Saavedra
Tupac Saavedra
Sep 22, 2021
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Positive: Professionalism, Value
Katie Eckles from Luray insurance provided an impecable service. She was fast and responsive and provided me with not only the best price but also a superior product. Thank you!
Donna Bruce
Donna Bruce
Aug 21, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Been with this company for over a year nothing but excellent service Katie is the best
David Kramer
David Kramer
Jul 18, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Steve Luray is in a class by himself. I wouldn’t work with any other insurance agent. His knowledge, availability, and amazing staff are the reason he been my go to guy for over fifteen years.
Jeramy Bender
Jeramy Bender
Jul 04, 2021
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Positive: Professionalism, Responsiveness
Very professional and responsive agency. Had my quote within hours for my new business. This agency is definitely recommended.
Mark Malek
Mark Malek
Jun 15, 2021
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Very helpful and knowledgeable...professional reply to all my questions...highly recommended...
American Auto Group Inc
Josh Velte
Josh Velte
May 07, 2019
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I have nothing but great things to say about Luray Insurance. ‘Standard’ insurance company never knows how to insure rental properties and thus their rates are always off the charts. No one is a better choice for the real estate investor, and everyone I’ve ever dealt with has been great. They are the only company I recommend to my clients
Bryan Potts
Bryan Potts
Nov 20, 2017
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Steve Luray is a true professional. He was not only knowledgeable but very pleasant and easy to deal with. If you are looking for competitive rates and a personal touch this is the place.
Jalea Dodson
Jalea Dodson
Sep 19, 2016
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Very unhelpful and rude. Been insured for years with them and the moment I need to cancel, due to their rates being way too expensive, I was treated very rudely by the staff at the Pikesville office. I cancelled my insurance in March, months later I get a collections notice stating that I owe for May. I provided them with the proof of insurance… AGAIN and they have yet to contact their collections agency to resolve the matter. No one ever calls me back. I received one communication via email after being told I would get a phone call and that email just gave me a customer service phone number