Florists Mutual Insurance
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Florists Mutual Insurance
We've had a relationship with Hortica for the last 60 years and it's been a very important relationship. It allows us to focus on our business. Our goal is to provide you the proper business insurance coverage and risk management you're looking for. We'll also work with you to reduce losses, operate a safe business, and provide prompt claim settlements.

With more than 130 years of experience in the horticultural industry, our knowledgeable staff of adjusters and network of claims professionals creates a unique partnership between us and our customers, leading to exceptional service with affordable premiums.
Services
Since 1887, we've helped protect horticultural businesses like yours across the United States. Our goal is to guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals.
You know your business. We know horticultural insurance. Our coverages and risk management services can help protect your income, your employees, and your future. Our customer page has more information and answers to some of the most frequently asked horticultural insurance questions we get. Our home office campus-with a two-acre lake and half-mile walking path-incorporates flowers, plants, and trees around the grounds.
We've put together some quick links to help you manage your account, including making a payment or filing a claim. Also, be sure to check out our Frequently Asked Questions (FAQs) area below for more information. Looking for proof of insurance? This is a risk management service for our members. If a claim is not opened, we'll advise you or your agent that a claim would need to be opened to complete a coverage review.
You have to keep track of everything at your shop-inventory, equipment, customers, employees. Let us help with insurance coverage. Your business is different. You face personal and property damage risks. We have the specialized coverages that'll help protect you and your lawn care or plantscaping business.
The right property coverage is more than risk management for your building, equipment, and income-it's about trust and experience. We offer both. We can help protect your business from losses caused by your services, operations, or workers, allowing you to focus on running your business. Umbrella liability insurance picks up where your standard liability policy coverage ends.
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