We offer individual and group policies. Our staff is well versed in the ever changing health insurance market as well as the Affordable Care Act (Obamacare) and how to properly quote your policy online to make sure you get the government subsidy that you are eligible to receive. We have individual and group policies available.
We represent excellent companies with competitive rates for whole life, universal life, term life, and annuities. We offer excellent companies for all types of homes from modest homes to high value homes, rental properties, renters insurance, condos, and mobile homes. Our companies not only offer the general home coverages but as well as the important extra coverages to protect your property and assets.
We represent excellent companies with competitive rates for whole life, universal life, term life, and annuities. We offer excellent companies for all types of homes from modest homes to high value homes, rental properties, renters insurance, condos, and mobile homes. Our companies not only offer the general home coverages but as well as the important extra coverages to protect your property and assets.
Services
There are two major types of life insurance-term and whole life. Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, universal life, variable life and variable universal life. In 2016, about 4.3 million individual life insurance policies bought were term and about 6.4 million were whole life, according to the American Council of Life Insurers.
Annuity plans are designed to provide retirement income to the plan owner if he lives beyond the expected lifespan. Annuities provide tax-deferred savings for retirement income. While the annuity does have a death benefit to beneficiaries, it is not tax-free. Annuities are generally referred to as deferred, immediate or longevity annuity plans.
Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; Coverage for Additional Living Expenses.
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