Bees Ferry Insurance

We believe that the better educated you are on insurance, the better you'll be able to make good decisions about insurance. That's why we've created this resource section. It's here to educate you on insurance and provide you with the resources you will need to select the right plan for your unique needs and get the most out of the plans you purchase.

Here is a list of tips to consider when researching auto insurance that can help you save money on your car insurance costs. Many insurers offer discounts for features that reduce the risk of injuries or theft, such as air bags, anti-lock brakes, daytime running lights and anti-theft devices. For more information on car safety, check the Insurance Institute for Highway Safety.

It's your home and you want to protect it with the right homeowner's insurance policy. To do this it's important to understand what a standard homeowner's insurance policy includes. Living expenses in case you are temporarily unable to live in your home due to a fire or other insured disaster.

This part of your policy generally pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disaster listed in your policy.It generally does not pay for damage caused by a flood, earthquake or just wear and tear. When purchasing coverage for the structure of your home, make sure to buy enough to rebuild your home.

A good liability risk policy can help mitigate the chance that your business will be sued. As careful as we may try to be, mistakes happen that might result in an injury to someone or damages to property. Or, a mistake could harm the reputation or interfere with the privacy of a customer or client.

In a very broad sense, there are two types of life insurance: permanent life insurance and term life insurance. Permanent life insurance is a type of life insurance that can stay in force for your entire life, as long as you pay your premiums in full. Permanent life insurance usually, but not always, builds cash value for you that you can use for expenses later in life.