Our purpose is to serve our members by saving them money and serving all their financial needs every day. We're committed to making our corner of northern Michigan more prosperous. We're people who care deeply about the communities of Cheboygan County and work hard to make a better future for everyone a reality. We have three convenient Northern Michigan locations: Cheboygan, Indian River, and Mackinaw City.
Services
Straits Area Federal Credit Union has served Cheboygan County and the surrounding area for over 68 years and we're very proud of our history of helping members achieve their financial goals. We're a community based, member-owned not-for-profit cooperative dedicated to providing the highest quality service and unmatched checking, savings, lending, and investment products.
Around the Straits of Mackinac, Cheboygan County, and almost anywhere in far northern Michigan, when you're looking for a financial institution with low cost checking account solutions, search no further than Straits Area Federal Credit Union. Our Totally FREE Checking at Straits Area Federal Credit Union has lots of other credit union member benefits.
When it comes to your financial well being, it's very important to have a great savings plan. In far northern Michigan and around the Straits of Mackinac, you'll find the best savings solutions at Stratis Area Federal Creidt Union, Cheboygan County's largest credit union. For over 60 years, we've been serving our members with all kinds of savings accounts.
When you open a business account at Straits Area Federal Credit Union, your business will start saving money right away! Our business accounts feature absolutely NO PER TRANSACTION FEES like most banks charge you. Take a close look at your business account statement. If you don't bank with us.
Throughout Cheboygan County, the Straits of Mackinac area, and all of far northern Michigan, you can't find a better business account solution than Straits Area Federal Credit Union.Whether your business is big, small, or in between, stop at one of our convenient branches in Cheboygan, Indian River, or Mackinaw City and talk to us about your business account.
Throughout Cheboygan County, the Straits of Mackinac area, and all of far northern Michigan, you can't find a better business account solution than Straits Area Federal Credit Union.Whether your business is big, small, or in between, stop at one of our convenient branches in Cheboygan, Indian River, or Mackinaw City and talk to us about your business account.
Learning the ins and outs of banking is an extremely important life skill, from the importance of saving and the rates of return to managing a checking account. Straits Area Federal Credit Union is dedicated to helping young people get a great start on understanding finances.
Look no further than Straits Area Federal Credit Union in Cheboygan County, the Straits of Mackinac area, or anywhere in far northern Michigan when it comes to educating your child about how to plan for the future and manage money.For kids up to 12 years old, it all starts with Petey the Piggy Bank!
Look no further than Straits Area Federal Credit Union in Cheboygan County, the Straits of Mackinac area, or anywhere in far northern Michigan when it comes to educating your child about how to plan for the future and manage money.For kids up to 12 years old, it all starts with Petey the Piggy Bank!
Reviews (9)
William Rogers
Jul 04, 2021
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Always slow due to "unexpected" staffing problems thanks to covid, but that's been a year and a half. If you don't know about your staffing needs after a year and a half, when will you? But what pushed me over the edge is that they refused to send my car payment to the car finance company- twice- and didn't warn me about it. I think I managed to catch it before I got a late fee and destroyed my credit rating, but not happy. Look, guys, I know I don't matter. Nobody has any reason to care about me. But if you want to make money off me you ought to at least try to fake it.
Martina Dupertuis
Jan 21, 2021
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Harold Watts Jr
Jan 07, 2019
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Jaci Viridae
Dec 03, 2018
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Heather Ditta
Aug 26, 2017
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Austin Striebich
Aug 13, 2017
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Kate Brand
Jul 18, 2017
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Love this local bank! I have only ever had great service here, and yes, they keep typical banking hours and practices, but that is to be expected. They are a bank! Very friendly and helpful staff, happy to help, have had several loans through them, and enjoy the flexible repayment terms, and low interest rates when you have good credit. Easy online banking options, as well as in person help. Highly recommend.
Michelle Hingston
Jul 06, 2017
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Martina Dupertuis
Jun 13, 2017
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So your hours are Monday through Friday 9-5, Saturday 9-12. Can't come in Monday through Friday to open an account since I have a normal job, and can't open an account Saturday because you "don't do that on Saturday's". Talk about terrible availability especially for people who work. You'll never get my business again.