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Obrien Benefits & Financial Services
As a member of the AMVA, and as our client, we offer exclusive access to a wide variety of insurance programs designed to connect all the components of wellness and for all stages of your life. Customized, cost-saving benefit packages designed around you and your employees' needs and financial objectives.

Value-added services provided through our trusted partners, keeping your benefits efficient and compliant, saving you time and money. As our client, you have access to the most trusted technology resources that help you better manage your benefits and your people.
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Michael O'Brien founded his brokerage firm more than two decades ago. Serving hundreds of Individuals and Businesses throughout Virginia, Maryland and the Mid-Atlantic, Michael provides Individual & Group Health, Life, Disability and other supplemental health benefits that focus on health and financial wellness.
As an independent broker working with multiple carriers and vendors, we offer an unbiased approach. We are successful through client retention, and through not high commissions and premiums. Review our EASY process below and request a consult today! As benefit advisors, and a FREE resource to you, we will help you select the best options to fit your needs.
In today's economy, most employees need more than health insurance to feel financially secure. When purchased at low group rates, voluntary benefits are an affordable way to for employees to alleviate financial worries. As a FREE resource, we will help you select which voluntary benefits best serve the needs of your employees, helping them to be better prepared for life's unknowns, and without stretching the budget.
Sometimes it's hard to adequately protect your strongest assets, the key people who make your company run and succeed. When key personnel suffer an illness or injury, it can lead to an enormous strain on the company, or worse it can wipe it out.

Key Person Benefits can protect a business owner from this type of loss, and additionally, because traditional group insurance only covers a fraction of a key executive's high income, a key person life or disability policy will adequately protect you, your key people and their families from loss, should the unexpected happen.Following are examples of ways we can protect your high-earning, valuable key executives and your business.
If you would like to request our services or need additional information, please contact us. As a business owner, you probably never realized you would have to become an expert in HR - benefits, payroll, recruiting and more. Companies of all sizes face the risk of penalties for just one missed compliance regulation or deadline, especially as the laws and regulations for HR become more and more complex.
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