Business Details
Professional Title Insurance & Real Estate Closing Services
At Clear Title, we are committed to helping residential homeowners, homebuyers, real estate agents, and lenders complete the closing process as quickly and cost-effectively as possible. Our experienced closing agents work behind the scenes to ensure all real estate documents are accurate and compliant with regulations. We prepare closing documents, verify clear titles and deeds, and issue title insurance policies after closing. Led by Board-Certified Real Estate Attorney Stephen R. Moorhead with over three decades of experience, our team brings extensive expertise to real estate transactions. As a locally-owned company in the Florida Panhandle, we differentiate ourselves through our legal expertise and professional management team.Our closers, title agents, and professionals bring decades of collective experience to every transaction. We utilize cloud technology to provide secure, easy access to documents for all parties involved in the closing process. Our three convenient Pensacola locations ensure accessibility for clients throughout Northwest Florida. We offer a comprehensive range of closing services including title insurance through trusted underwriters, title searches, escrow management, and assistance with 1031 exchanges. Our approach emphasizes clear communication, efficiency, and professional service to help clients feel confident that their interests are fully protected throughout the real estate transaction process.
Services
Title Insurance
Title Searches
Real Estate Closings
Escrow Services
1031 Exchanges
Highlights and features
- We have a Board-Certified Real Estate Attorney with over 30 years of experience leading our team.
- Our professional management team oversees all aspects of our company's operations.
- Many of our staff members have more than 20 years of experience handling real estate closings.
- We use cloud technology to provide secure, easy access to closing documents for all parties.
- We offer three convenient locations throughout Pensacola and the surrounding areas.
What people say
Great communicators
Professional and efficient
Great people and great company
Kind service
Instant communication with clients
Services
Title Insurance
Title insurance protects property owners and lenders against financial loss from defects in title to a property. Clear Title works with established underwriters in Northwest Florida to provide comprehensive coverage. Our team ensures you have the appropriate policy in place on closing day to protect your investment.
Title Searches
Our title search service examines public records to confirm property ownership and identify any liens or claims. We help you understand what's required to properly insure the transaction. This critical step ensures clear title before real estate transfers occur.
Real Estate Closings
We manage the complete closing process for residential properties, preparing documents and ensuring regulatory compliance. Our experienced closers work with buyers, sellers, agents, and lenders throughout Northwest Florida. We provide free closing cost estimates and ensure smooth transactions from start to finish.
Escrow Services
Our escrow services securely hold buyers' earnest money deposits until closing conditions are met. We ensure proper handling of funds regardless of whether you choose Clear Title for your closing. This service provides security and transparency for all parties involved in real estate transactions.
1031 Exchanges
We assist with 1031 exchanges that allow property owners to defer capital gains taxes when reinvesting proceeds. Our expertise helps clients maximize tax benefits when selling and purchasing investment properties. Our founder has extensive experience with these complex transactions.
People
Stephen R. Moorhead
Founder and CEO
Board-Certified Real Estate Attorney with over 30 years of experience in real estate closings and 1031 exchanges. Provides legal expertise and leadership to ensure accurate documentation and regulatory compliance.
Pennye Putman
COO
Chief Operating Officer overseeing daily operations and management of Clear Title. Ensures efficient processes and high-quality service delivery across all locations and transactions.
Nikki Ingram
CFO
Chief Financial Officer managing financial operations and ensuring fiscal responsibility. Plays a key role in maintaining the company's financial health and operational efficiency.
Ashley
Team Member
Experienced team member known for friendly service and professional support during real estate closings. Helps make the closing process smooth and stress-free for first-time homebuyers.
Questions
What services does Clear Title offer?
Clear Title offers title insurance, title searches, real estate/loan closings, escrow services, and assistance with 1031 exchanges for residential properties in Northwest Florida.
Why should I choose Clear Title for my real estate closing?
Clear Title is led by a Board-Certified Real Estate Attorney with over 30 years of experience and has staff with decades of collective experience in real estate closings.
Where are Clear Title's offices located?
Clear Title has three convenient locations in Northwest Florida: Pace, downtown Pensacola, and Pine Forest.
What technology does Clear Title use for closings?
Clear Title uses cloud technology to provide secure, easy access to closing documents for homeowners, buyers, agents, and lenders.
Does Clear Title handle 1031 exchanges?
Yes, Clear Title assists property owners with 1031 or like-kind exchanges to help them claim available tax benefits when selling commercial or investment properties.
How does Clear Title ensure clear title during real estate transactions?
Clear Title conducts thorough title searches and works with established title insurance underwriters to ensure proper documentation and protection for all parties involved.
Reviews (5)
Michelle Beare
Dec 19, 2021
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The reason why I am leaving this review is because Clear Title goes above and beyond for my clients. I have used several title companies and they seem to just slide the paper across the table and ask 1st time home buyers to just sign and by the end, they had no idea what was going on, no experience, but trusting whomever is pushing that piece of paper across the table. The communication is almost instant, my clients are always aware of what's going on and they make it very easy and comfortable for me to ask questions and to get information. I wanted to expand my 'quality' of service for my clients
Shauna Turk
Mar 21, 2021
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I have been a refinance mortgage processor for two and a half years and have handled thousands of refinance transactions. I chose to work with Clear Title of NW FL for my personal refinance and could not be happier. The fees they charged were low and there were no unnecessary fees added. They also allowed me to provide my original owners policy, which cut one fee almost in half (they did not have to offer this - I know some companies won't). They were prompt with responding to my communication as the borrower, and they responded to the lender processor very quickly as well. Once the title work
Betty Scott
Oct 09, 2019
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Over the years as a Realtor in Pensacola, the closings I have done with Clear Title of Northwest Florida have been by far the smoothest and easiest closings. The staff there really goes the extra mile to get even the most difficult situations handled quickly and effectively. I highly recommend them. I give them six stars!
Maria Reid
Sep 28, 2019
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Karen and her team at the 9 Mile location go above and beyond to assist all parties in the transaction. As a mortgage lender, I know that I can count on them to always ensure a professional, accurate and timely closing. They always make me feel as if I am the only file they are working on. I have often used the new office space they offer to meet with clients as a central location and I look forward to our continued partnership in 2020.
Myles Harmon
Sep 18, 2019
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I had a great experience using Clear Title for the closing of my home! Everyone was very professional and quick to respond and help with any questions I had during the process. During the closing itself, Karen walked me through it step by step and made it an enjoyable experience! I highly recommend Clear Title! Thank you ladies!
