And through the years, while their loyalty remains, our clients' insurance plans change. Their needs change, their criteria change, and their rates change. Every ebb and flow of life can redirect one's insurance requirements. That's why, when necessary, we've thoughtfully advised our clients to move to different plans and even different companies who can serve their needs best.
We prioritize our clients' needs - no matter where life might take them. We bring incredible value to your insurance decision-making process. And we will appropriately educate you to understand the most fitting plan for you and your needs. Let us assist you - whether consumer or employer. Federal laws change, state laws change, and insurance company plans change.
We prioritize our clients' needs - no matter where life might take them. We bring incredible value to your insurance decision-making process. And we will appropriately educate you to understand the most fitting plan for you and your needs. Let us assist you - whether consumer or employer. Federal laws change, state laws change, and insurance company plans change.
Services
We, at Bernardini & Donovan Insurance Services, want to assure our clients that our job is to simplify your healthcare and medical insurance needs. Whether you are an Employer looking to offer healthcare benefits to your employees or are in need of providing healthcare coverage to your family or family members, we are here to assist you.
According to health insurance laws, small group health insurance must be made available to be sold to any small business that qualifies for group insurance. The group must be able to prove that they are a viable business by providing some basic business documentation. All insurers generally have the same requirements, but occasionally they will relax the qualifying guidelines in an effort to acquire new business.
Health plans vary tremendously, but the basic comparison factors are relatively simple - you should analyze benefits, price, and providers of any plan. This is an important area you should investigate. Traditional insurance plans allow you to choose your own doctor but managed care plans include preferred provider organizations (PPOs), health maintenance organizations (HMOs), and point of service (POS) plans.
Dental insurance helps protect you from unexpected dental expenses and makes it easier to afford to keep up the regular checkups, cleanings, and other preventive treatments you need to keep your mouth healthy. Like medical insurance, dental insurance provides benefits for a specific rate or premium.
The cost of routine eye exams and prescription eyewear can be of real concern, especially for large families. In many cases, vision insurance can lower these annual expenses. A vision insurance policy is not the same as health insurance. Regular health insurance plans protect you against financial losses due to unexpected eye injuries or disease.
Reviews (10)
Cristin Gallagher
Oct 02, 2021
Report
Allison Ngo
Jul 07, 2021
Report
The service that Bernardini & Donovan provides to me and the company that I work for is amazing. They go above and beyond to assist me with any inquiries that I have. They always make sure our needs are met and all of our questions are being answered - no matter how "small" the question may be, they are there to assist with quality answers. Additionally, they are extremely friendly and always responsive to emails within 24 hours. I would like to specifically thank Cindy and Michael for their full support and wonderful service!
Jesus Lopez
Jul 04, 2021
Report
Margarita Serrato
Jul 03, 2021
Report
We have a group plan with Bernardini and Donovan and it is been such an easy and pleasant process ever since the beginning. I needed insurance right away due to pregnancy (I think I was 8 months) and I was able to get a plan right away. Michael invited me to come in to discuss the plans and explained everything I needed from our employees and myself. And I want to say the process took 3 days. I went in on Friday, got forms ready over the weekend and turned in everything by Monday. That easy. I didn't feel intimidated or overwhelmed when it was time to choose a plan. Other companies before them
Elana Spetner
Jun 28, 2021
Report
Drew Ng
Jun 21, 2021
Report
J. S.
Jun 20, 2021
Report
Jeff Schuller
Feb 28, 2021
Report
We have been extremely happy and impressed with Bernardini and Donovan Insurance Services. We have never met Adrian or Jenny face to face, but every call and email is always answered in the most timely and professional manner. Adrian is always willing to speak with us and guide our decisions. Jenny is wonderful and tackling frustrating administrative issues, and getting a positive outcome!
Thank you Adrian and Jenny. Keep up the wonderful work!
Fondly,
Jen and Jeff Schuller
Thank you Adrian and Jenny. Keep up the wonderful work!
Fondly,
Jen and Jeff Schuller
Shani Diehl
Feb 12, 2021
Report
Adrian and his team are incredibly knowledgeable and educated in their field. Combine this with genuine, caring, and friendly people, and you have yourself some amazing customer service! Adrian is an advocate for his clients, and a good one. We have had the great pleasure of working with him and his team now for a number of years and can highly recommend utilizing him for all of your insurance needs, business and/or personal. You will not find a more competent and kind team!
G. T.
Oct 04, 2020
Report
Having Bernardini and Donovan Insurance Services as our broker has been the best decision we ever made! They are always available to help, answer questions and get the job done quickly and efficiently. Cindy is my go to lady! She's always so helpful and knows her stuff. I couldn't get my job done without her. Adrian is just as awesome, he helps me figure things out when the situation gets tough. If you are looking for a great company to handle all your insurance needs Bernardini and Donovan are your people!
