Life Trails Insurance Agency
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Life Trails Insurance Agency
Life insurance refers to a contract made between an insurer and a policyholder whereby the insurer guarantees the payment of a death benefit to the specified beneficiaries of the insured in the case of death of the insured. In the event, if the worker becomes incapable of performing work due to injury, illness and earn income, the disability insurance provides income to this category of workers.

Accidental death insurance is one of the least expensive life insurance options that exist. It provides you protection and a high payout for death that can occur as a result of non-health-related causes. Life Trails Insurance Agency, Inc is an independent agency and thus, we are empowered to work for you, providing you with a wide variety of choices and options and not just placing an insurance company into your hands.
Services
Life Trails Insurance Agency, Inc is an independent insurance agency that provides a wide range of insurance coverage and solutions which are specifically designed to uniquely meet individual needs.

We offer professional and highly efficient services in personal solutions including coverage for life insurance with a wide range of great options which you can choose from, such as the disability insurance, accidental death insurance, final expense insurance, term insurance, return of premiere, whole life insurance, guaranteed universal life insurance, instant issue life insurance index universal life insurance, survivorship universal life insurance, mortgage protection insurance and living benefits life insurance.
Life insurance refers to a contract made between an insurer and a policyholder whereby the insurer guarantees the payment of a death benefit to the specified beneficiaries of the insured in the case of death of the insured. The payment of the death benefit is based on the consideration of the payment of a premium by the insured.
The term life insurance (also called pure life insurance) offers a death benefit protection at a low cost for temporary purposes. It provides the greatest protection for your premium and is regarded generally as the most affordable type of insurance that exists.

Largely, term life insurance gives insurance to individuals against the loss of life - by making payments of a fixed rate for a limited period of time, it guarantees the payment of a specific death benefit to the beneficiary in case of the death of the life insured.
The living benefits life insurance not only provides protection for a beneficiary after the death of the insured, but also offers benefit to the insured even when they are alive in case of Chronic illness, Critical Illness, Terminal illness. The living benefits life insurance is also known as the accelerated death benefit rider.
This insurance policy allows you to regain all the premiums you pay to the insurance company if you happen to outlive the policy. In contrast to traditional insurance policies, such as term life insurance policy, the insurance company owns the premium. Due to the fact that the return of premium term life insurance is a refund of all of the premiums paid, and not an interest-generating investment, the premiums in this policy are not taxed.
Reviews (2)
Jeannie Kim
Jeannie Kim
Dec 19, 2020
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Sam was very helpful friendly. He answered my questions as needed and was able to provide me with the coverage I wanted at a great deal.
Recommend him and his company with the highest regards!
Sam Kay
Sam Kay
Sep 27, 2020
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Very impressed with the company, thank you for the amazing service you are providing me with, which is simply peace of mind.