Welcome to the official site of Park Cities Lending, Inc. We are a full service mortgage company. We can help you realize your dream of home ownership. We offer virtually every type of mortgage loan available.
In addition the traditional loan types from FHA, VA, USDA, Fannie Mae and Freddie Mac we also offer a wide range of loans for commercial properties, reverse mortgages and mortgages with alternative documentation for self-employed home buyers.Contact Park Cities Lending, Inc. today to discuss your options, and find out which program will best suit your needs.
In addition the traditional loan types from FHA, VA, USDA, Fannie Mae and Freddie Mac we also offer a wide range of loans for commercial properties, reverse mortgages and mortgages with alternative documentation for self-employed home buyers.Contact Park Cities Lending, Inc. today to discuss your options, and find out which program will best suit your needs.
Services
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment. In addition to low down payments, FHA allows the highest debt to income ratios of any loan type. That means you can buy more with a given amount of income.
Fixed Rate Mortgages (FRM)The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
In addition to the standard conventional, FHA and VA loans that most lender offer, we offer a great number of other programs. Here is a sample of what we have to offer. If you have a unique situation that is not addressed here, please give us a call at 214-336-9222. No overlays on conventional and government programs including manual underwriting on all programs.
Reviews (2)
Shawn Fredericks
Jun 06, 2021
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Earl Premont
Nov 01, 2020
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My wife and I were recommended this Tim Zorka through our realtor (Jessica Boozer). Since our initial conversation Tim had issues listening to his clients concern without going off subject. Initially we wanted a loan and Tim insisted we apply for a loan 50K higher than we wanted (Just in case). Later came back and tried to make it about us wanting a higher loan. When Tim was researching interest rates we were presented with a rate and was told he may be able to get it lower. A day later the rate spikes and now we are .5% higher and now have to pay a discount point fee. Only issue we had with this
