Sotillo Insurance Agency, Inc. is a firm of proven professionals and caring, conscientious people; the kind of people you can depend on. We have been serving the West Palm Beach, Florida community since 1994. You can expect personalized, hands-on service from the professionals at Sotillo Insurance Agency.
As an Independent Insurance agency we work with multiple top insurance companies to make sure you are getting best prices and coverage for your home, car and business. Stop by today or give us a call at 561-547-5784 to get started on your personalized insurance coverage! Sotillo Insurance Agency is prepared to provide you with a no cost, no obligation review and comparison of your insurance.
As an Independent Insurance agency we work with multiple top insurance companies to make sure you are getting best prices and coverage for your home, car and business. Stop by today or give us a call at 561-547-5784 to get started on your personalized insurance coverage! Sotillo Insurance Agency is prepared to provide you with a no cost, no obligation review and comparison of your insurance.
Services
We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment. We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgements against you and your attorney's fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That's what a personal umbrella liability policy provides.
Larger and faster boats such as yachts, and personal watercraft such as jet skis and wave runners require a separate boat insurance policy. The size, type and value of the craft and the water in which you use it factor into how much you will pay for insurance coverage.
For physical loss or damage, coverage includes the hull, machinery, fittings, furnishings and permanently attached equipment as part of either an actual cash value policy or on an agreed amount value basis.These policies also provide broader liability protection than a homeowners policy. But there are distinct differences between the two types of policies.
For physical loss or damage, coverage includes the hull, machinery, fittings, furnishings and permanently attached equipment as part of either an actual cash value policy or on an agreed amount value basis.These policies also provide broader liability protection than a homeowners policy. But there are distinct differences between the two types of policies.
A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for certain items, meaning that the insurer will not pay more than the amount specified in the policy.
