Towe Insurance Service
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Towe Insurance Service
We are a family-owned, full-service insurance group committed to advocating for our clients as both your agent and broker. So, while we sell insurance plans, more importantly, we're in the business of building lasting relationships and offering sound advice and guidance for whatever direction life takes you.

We work with a wide range of quality, reliable insurance companies and can provide coverage options for any business or personal insurance need. We take care of our customers like family. We're here for you - whether to provide a rate, assist with a claim, expand your coverage, or just answer questions.
Services
Towe Insurance Service, Inc has served the greater Charlottesville area with integrity and dependable service for over 80 years. Forrest Towe, a lifelong resident of Albemarle County, founded the agency in 1934. Forrest not only offered choice insurance coverage to his clients, he also encouraged his entire family to participate in his strong mission of community service.
Payment and claim information is available below for the insurance companies we represent. If you are having trouble reaching your insurance company or have questions, please feel free to contact us directly. I understand that insurance coverage is not bound or altered until I receive confirmation by an authorized representative of Towe Insurance Service, Inc.
Get names, addresses, phone numbers, makes of vehicles, and license numbers of all other drivers, passengers, and witnesses. Call us during our normal business hours (Monday - Thursday, 8:30 AM - 4:30 PM Eastern) at 434-295-5191 or call your insurance provider. Towe Insurance Service, Inc. is an independent insurance agency located in Charlottesville, Virginia.
Towe Insurance Service, Inc. provides quality insurance choices for families and individuals throughout the state of Virginia. We specialize in finding the right coverage for your needs. Whether you are just graduating college, getting married, starting a family, sending a child off to college, or planning your retirement, we can help you find the perfect insurance policy.
Reviews (10)
Tootoo Saphilom
Tootoo Saphilom
Dec 15, 2021
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Beth and her colleagues at Towe Insurance are excellent and very responsive!! We have work with Beth personally, she is amazing and extremely professional! Towe has all our business, personal, farm, and Builder's Risk Insurance policies.
Thank you so much for everything ❤!
Tootoo and Robbie
Landscape Reflections, Charlottesville, VA
Beth Bluthardt
Beth Bluthardt
Nov 28, 2021
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Positive: Professionalism, Quality, Responsiveness
Beth Heck and her team at Towe Insurance are fantastic to work with and truly care about their clients and the level of service they provide. I highly recommend them to anyone in need of insurance services!
Nathan Dotson
Nathan Dotson
Nov 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I refer all of my clients to Towe Insurance, and to Zenas Choi in particular. Zenas is a fantastic communicator and always 100% honest and transparent with my clients. Referring people can be risky, but I don't feel that way at all when I send folks to Zenas and Towe!
Maylisa Baldwin
Maylisa Baldwin
Nov 22, 2021
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Positive: Responsiveness
Towe Insurance is the most professional, respectful and trustworthy insurance business I’ve ever encountered. The team is extraordinarily savy, responsive, reliable, and sincere. I know many people that feel the same way about Towe Insurance Service Inc.
Catherine Hall
Catherine Hall
Nov 17, 2021
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Positive: Professionalism
My family has had the pleasure of working with Towe Insurance for the last 18 yrs. Beth and her crew are absolutely on the spot. They have helped us set up everything from home coverage to, "soon to be new drivers". Great people, great business.
David Beverly
David Beverly
Nov 14, 2021
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The staff is most efficient and helpful!
Beth Towe went above and beyond;
Providing excellent service in a
challenging insurance situation.
I recommend Towe Insurance Agency
to all who appreciate professional
people with heart.
Jerry Breeden
Jerry Breeden
Nov 05, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Called Towe and my Account Manager Chastity Branch with a possible hail claim situation and the response was fantastic. The insuring company contacted me later that day and actually had a Claims Adjuster at my home the very next morning, 24 hour results! Can’t get much better than that!
Macon Toledano
Macon Toledano
Sep 30, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I am so pleased to know Beth and the Towe Insurance team. They are professional and responsive and have always been able to help me with my insurance needs. It is a pleasure working with a local firm that knows the Charlottesville community so well.
Stephen Mathis
Stephen Mathis
Aug 15, 2021
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Beth has fostered a culture of good service. I really appreciate the support I get from everyone I have worked with at Towe.
In particular, I appreciate the prompt responses I receive from Christa Nottingham today. She always does a great job answering my questions.
Theresa Guyton
Theresa Guyton
May 21, 2021
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Saved a ton of money and found a local agent who listens and cares!
Based on a few life changes (adding a new teenage driver, running a home based business) we decided to reach out to Towe insurance to discuss our insurance needs and Beth Heck was a pleasure to work with. She was timely and truly interested in our needs and goals. She was patient with all our questions and extremely knowledgeable about products that would meet our unique situation. Moving all our insurance to Towe was painless and while we were amazed at the money we saved (who doesn’t love that) we were most excited to know