Legacy Retirement Group
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Legacy Retirement Group
Retiring is easy. Creating happiness in retirement, however - now that is the harder part of a successful retirement! David L. Cowan is a much sought after Retirement Planner. He looks to empower middle class Americans to pick when and how to apply for Social Security benefits and to properly coordinate them with their retirement savings so they can feel comfortable in retirement.

He shows them an easy to understand written plan. Dave's teachings have helped his clients to increase their lifetime Social Security benefits on an average of $50,000 by following his advice. By increasing Social Security benefits just 10%, it reduces the amount of retirement savings needed by 25%.
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Dave has been in the financial service business for 30 years helping clients grow and protect their hard earned savings from taxes, long-term illnesses, and unnecessary investment risk. He would deal with the possibility of a long-term illness many times recommending the purchase of long-term care insurance or removing some of their savings into a trust so they could start the 5 year look-back.
David Cowan- is an expert in this field with thousands attending his Maximize Your Social Security Workshops each year. He also trains CPA's on the in's and out's of Social Security. With Social Security being the only source of constant income in retirement, David can show people how to receive tens of thousands in extra benefits.
Armen is a leading expert against the single greatest threat to your financial security - a long-term care illness. According to the US Dept. of Health and Human Services, 70% of Americans over 65 will face a longterm care (LTC) illness or injury that can easily exceed $100,000 a year! Since 1995, Armen has specialized in helping individuals protect themselves and their families against this high cost risk.
I wrote this book to offer people looking to retire a realistic view of retirement planning. I give a copy to all who attend one of my "Maximize Your Social Security" workshops, as well as, anyone who has been referred to me. There are many fine men and women that work with people to accumulate retirement savings, and they are all decent people that work hard and are fine for what they do.
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