Plan IV
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Plan IV
We are here for you. Here to answer your questions about health insurance coverage, give you advice, and help you make the right decisions before a big event drops down in the middle of your everyday plans. We want to learn more about you, in order to find the right health care plan that really fits your lifestyle and goals.

We build lasting relationships with our clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow. Our combination of industry knowledge and personal service will always provide our clients with the best financial products available.
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Whether you are representing the best interests of your company, or looking for the best health care plans for you and your family, we're here for you. Plan IV is a health planning company that helps our clients make the right decision when it comes to insurance and other matters. For small businesses, individuals & families.
You can now only enroll in a qualified health insurance plan if you qualify for a "Special Enrollment Period". You may qualify for a Special Enrollment Period if you or anyone in your household lost qualifying health coverage in the past 60 days OR expects to lose coverage in the next 60 days. Pick a plan by the last day of the month and your coverage can start the first day of the next month.
People choose Plan IV because they like to deal with real people who care. Here are some of people that provide our clients with the best financial products available. Clarence (Mike) Simonis is a graduate of Eastern Michigan University with a degree in Education. Entered the health insurance business in 1974 with Metropolitan Life Insurance and was a sales leader for 10 years.
I have worked with Tom & Leah at Plan IV for over a year now and they were such a huge help when it was time for my husband and I to pick out new health insurance. They always made the entire process very easy and this is especially important because I found the whole new marketplace very frustrating.
We would love to hear from you. So, if you have any questions or just want to learn more about our products and services, please contact one of our Plan IV representatives. At all other times, you may the same number and leave your name and phone number. A Plan IV Sales Representative will return your phone call the next business day.
Reviews (5)
Tracy Kirkconnell
Tracy Kirkconnell
Oct 02, 2021
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I had a great experience selecting Health Insurance with Plan IV!
Garrett walked me through every step, following up with
me and making sure I got the best affordable health plan for my needs. Another good thing is I got to select Michigan owned Health Insurance Company . Support Plan IV and Small Business for great service and great rates!
Brad Karwowski
Brad Karwowski
Oct 31, 2018
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The customer service Plan IV provided was amazing. Anytime i call, they pick up the phone which is rare these days. Lindsay my agent, is super knowledgable and goes above and beyond expectations. I would recommend Plan IV to anyone needing group, individual/family insurance, or financial planning. What i thought i knew, compared to what ive learned, i feel secure about my retirement and family's future.
S.-Bradley Karwowski
S.-Bradley Karwowski
Aug 15, 2018
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Best around! Ensured me over and over I was in the best financial position for my family and I.
Charles Moran
Charles Moran
Feb 15, 2017
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I have been using Plan IV for several years. They are very specific with the details and ever changing to my policy. I suggest you get them a call if you have any questions.
Joe D.
Joe D.
Jun 03, 2015
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Tom Miszcak is so knowledgeable in all areas of insurance and investment! He keeps my family and our future retirement on track.