Don't become a cog in some bank's profit-making machine! Talk to me for a free consultation and get realistic mortgage rate information that matches your needs. Start your mortgage loan application here and get my help throughout your loan experience. Our system makes the application process easy and expedites the process.
I've worked with Vic on 3 different loans, and he made it easy to understand, and got them all done efficiently. Some people say your real estate agent is memorable, but working with Vic was the best part of each transaction! Home of REAL mortgage advice! Independent national award winning C2 Financial mortgage consultant: 2021 Scotsman Guide, 2020 C2 Financial, 2020 NMP.
I've worked with Vic on 3 different loans, and he made it easy to understand, and got them all done efficiently. Some people say your real estate agent is memorable, but working with Vic was the best part of each transaction! Home of REAL mortgage advice! Independent national award winning C2 Financial mortgage consultant: 2021 Scotsman Guide, 2020 C2 Financial, 2020 NMP.
Services
What would it mean to have a trusted guide through home buying - one of the biggest investments of your life?. Whether you are upsizing, downsizing, or relocating, I can save you from the pitfalls of online mortgage loan shopping and teach you how to make your own best decisions. Whether you are a first time home buyer or an experienced investor, I can find a loan product that will work for you, that best serves your needs, at the best rate!
You may be interested in a single unit property (single family residence, condo, or townhouse) or an owner occupied multi-unit residential property (duplex, triplex or fourplex). For detailed information about why this is recommended and how to get pre-approved, read our article Why Get Pre Approved and follow the enclosed links.
First step to refinance your home mortgage: Gather documentation. As an independent mortgage consultant, I will tell you what items to collect and go over all of your documentation with you before we submit it to underwriters. I will analyze these materials, shop around for the loan that is the best fit for your situation, and then submit your materials.
Many of my clients are repeat customers, property owners who've purchased multiple properties as second homes, vacation homes, or rental properties. Building a trusted longterm relationship with a mortgage consultant who knows you well can really expedite your loan processes. You might relocate to downsize, upsize, move to a new job, or retire.
The variety of mortgage loan products, the hype from lenders, and all of those tantalizing "Instant Rate Quote" buttons yielding different results can make a home buyer's head spin. Taking the time here to learn some basic concepts about mortgage loans will save you time, money, and grief! It's a mistake to entrust your financial future to mortgage sales websites that see you as a profit source!
Reviews (10)
Nadya Stoyanova
Dec 26, 2021
Report
Vic and his team are absolutely the best! I would highly recommend working with them for your mortgage financing needs.
They are very knowledgeable, responsible, and truly invested with their clients. From beginning to end, they make sure you have all the information you need to go through the process and keep you up to date with the status of your funding and next steps. As a first time homebuyer, I really appreciate how fast, efficient, and straightforward my mortgage funding process was.
Thank you so much Vic! Looking forward to working with you again!
They are very knowledgeable, responsible, and truly invested with their clients. From beginning to end, they make sure you have all the information you need to go through the process and keep you up to date with the status of your funding and next steps. As a first time homebuyer, I really appreciate how fast, efficient, and straightforward my mortgage funding process was.
Thank you so much Vic! Looking forward to working with you again!
Paul Slavit
Dec 16, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
If you scroll through the reviews, you'll see that my wife and I have done several refinances with Vic. Each one helped lower our rate and monthly payment, and each went smoothly. Vic and his team are professional, efficient, and keep you informed every step of the way.
If you scroll through the reviews, you'll see that my wife and I have done several refinances with Vic. Each one helped lower our rate and monthly payment, and each went smoothly. Vic and his team are professional, efficient, and keep you informed every step of the way.
Tiara Naputi
Nov 18, 2021
Report
As a first time home buyer I really appreciated the experience that I had with Vic as my loan officer. I benefitted from his "mortgage 101'" overview that he provided during our initial chat, it was clear that he values informing people about their options and works hard to find the best rates--this all made it easy for me to choose Vic to work with! Both he and his assistant Althea were attentive and considerate of my particular situation (purchasing a property while living out of of the country and operating on a significant time difference). They sent me a "loan process flow chart" that clarified
Robert Morgan Plogman
Nov 06, 2021
Report
David Powders
Oct 31, 2021
Report
Roy Allen
Oct 21, 2021
Report
Vic Joshi and his C2 colleagues including loan processor Althea are outstanding at what they do. We just completed our second round of real estate refinancing with Vic, and the loans and terms that he found were better than we expected. He has a great general knowledge of the bond and mortgage markets (I say this as an economics professor who teaches in this area), and a great practical ability to shop for the best lenders that met our complex borrowing needs. His online document loading and signing process is super easy and efficient, and he always responds immediately to email, text or telephone
William R. Schonfeld
Oct 19, 2021
Report
Positive: Professionalism
Simply put, I cannot imagine a better loan broker. Vic Joshi is efficient, very hard working, super professional, and totally honest. He does everything he can to make your experience as painless as possible. I recommend him enthusiastically and without any reservation. He is the VERY BEST!!
Simply put, I cannot imagine a better loan broker. Vic Joshi is efficient, very hard working, super professional, and totally honest. He does everything he can to make your experience as painless as possible. I recommend him enthusiastically and without any reservation. He is the VERY BEST!!
Hannah Park
Sep 17, 2021
Report
Vic made my refinance quick and painless. From the beginning, his communication was clear and timely. He was professional from start to finish. The steps for me were clearly laid out. Different scenarios were provided and I simply had to choose. Vic and his team did all the legwork, I just had to retrieve personal financial documents. Thank you Vic and team! I would highly recommend you to others who want to refinance their home!
Jim Glauber
Apr 14, 2021
Report
Alexandra Arroyo
Mar 25, 2021
Report
If you are looking for a company and lender to work with, look no further! As an Active Duty overseas couple looking to buy a home stateside Vic was a lifesaver! I would give Vic and his team 5 out of 5 stars! He has been amazing to work with. Down to earth, friendly, and professional, Vic made finding a good deal easy. We were taken care of every step of the way and with the best rates the market had to offer. Not only did he make sure our loan was taken care of, he also made recommendations for an out of this world real estate agent. He fully explained every step of the process and made sure
