Did you know that pre-approval can be a deciding factor for sellers who receive multiple bids? We work with various lenders to ensure our clients receive the best deals, and all of the closing costs are paid with a credit from the lender. You will deal directly with the owners who have a combined 50+ years in the mortgage business, and another 20+ years in financial management.
Zero point lender for purchase and refinance - No added fees, no prepayment penalties, no surprises. Over 90% of our clients are returning customers or have been referred by other happy clients. True 0 point and 0 cost loans. Unlike other lenders, we do not roll your closing costs into your mortgage balance.
Zero point lender for purchase and refinance - No added fees, no prepayment penalties, no surprises. Over 90% of our clients are returning customers or have been referred by other happy clients. True 0 point and 0 cost loans. Unlike other lenders, we do not roll your closing costs into your mortgage balance.
Services
Pre-approval shows that you have the resources to make a purchase when you find the perfect home. By proving you have lenders backing you, your mortgage pre-approval could help you negotiate on price - it may also be a deciding factor for sellers who receive multiple bids. Pre-approval involves requesting a copy of your credit history and an examination of your application information and the documents you provide.
Use our mortgage calculator or one of the third-party calculators to guide you through the mortgage process by providing you with accurate estimates of principal, interest, and payment schedules. You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.
In essence, by getting your mortgage through Century Mortgage Lending you are indirectly still getting your mortgage from a bank. The difference is, we represent many banks, and can therefore search all of our banks to assure that you are getting the best rate and program to fit your individual needs.
An understanding of the different indexes and rates helps you make better financial decisions. We ensure you get the best rate, but also like to keep our clients informed. The monthly weighted average cost of deposits and borrowings for savings institutions in the Federal Home Loan Bank's 11th District, as made available by the Federal Home Loan Bank of San Francisco.
Reviews (2)
Steve Jajonie
May 11, 2020
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I cannot say enough good things about CML. Paul, Elizabeth and Melissa are so great to work with. I just completed my 4th refinance with CML and I am so happy to do business with them. They are the only lender that I know of that will not charge you any closing fees. I had a couple of bad experiences in the past and this is why CML will always be my lender.
Ty G.
Jul 11, 2017
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