Root Mortgage
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Root Mortgage
Root Mortgage was founded in 2014 to fill a void. The growing amount of technology in the market had outpaced traditional mortgage lenders. We were determined to start fresh; to adapt to the market changes and wield new technology for good.

We honed in on a mission focused around you as an individual (not just an application), structured our service to be personalized, streamlined our process, and hired a team of experts dedicated to educating and serving our clients at a high level, while upholding our stellar reputation.Our team of experts open doors for you, helping you to find the perfect solution for your needs.
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Scott Kirkland has built his business on one thing - relationships. He started his career doing this as the Director of Guest Services for the Portland Trail Blazers. He has personally owned over 27 residential homes in the last decade and has been a developer for Urban Sky Development. Scott is the managing partner of Root Mortgage.
Our guidelines are continuously being updated to ensure we are competitive with the growing needs of our clients. At Root Mortgage, we are local and we love working with our community. We strive to provide the highest level of service and expertise through our efficient processes, systems, and teams.
The logo tells the story. The root of all financial success is education, and our job is to help plant the seeds of knowledge to make your finances grow - help you achieve your financial goals. Financial literacy is not taught in schools. Instead, you learn financial literacy out in the real world and some of the time, by making mistakes.
Reviews (11)
Cari Fernandez
Cari Fernandez
Jan 03, 2022
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Our mortgage advisor was very knowledgeable and answered questions in a timely manor. She was very friendly and positive. Always kept in touch with me during our process. I would highly recommend Root Mortgage.
Prachi Pedanekar
Prachi Pedanekar
Dec 23, 2021
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Juha and team were awesome mortgage lenders and helped us get the best deal on our first home! They were super patient and helpful in the entire process and provided a very quick closing. They were always available and provided advice on the best mortgage options suitable for our needs.
Gregory Walsh
Gregory Walsh
Dec 21, 2021
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Scott and his team truly took care of us. They helped and explained everything I needed but were completely direct and straight forward which I very much appreciate. I absolutley recommend them to anyone I've talked to about refinancing!
Eric Huth
Eric Huth
Dec 21, 2021
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Lilly was awesome! The process was smooth, communication great and results better than expected on our re-fi. Thanks, Lilly I'll definitely refer you and Root Mortgage to anyone I can!
Ashley Jones
Ashley Jones
Dec 12, 2021
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It was so wonderful working with Robert and Christian and the team at Root Mortgage! As first time home buyers, we didn’t know what to expect. The team was over-the-top accommodating, helpful and available to walk us through the whole process, answering all of our questions along the way. Buying a house can be an intimidating process, but working with Root Mortgage made it so easy and even enjoyable — especially because we could tell we were in good hands. Thank you!!
Garry Young
Garry Young
Dec 06, 2021
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Chad was wonderful to work with. Kept me up to date all throughout the process. The smoothest refi I have had yet. Chad and the Root Mortgage team are great for you home finance needs.
ChangWook Doh
ChangWook Doh
Dec 01, 2021
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Scott is informative and responsive. He walked me through the process thoroughly and it helped me a lot to get a sense of what I am doing. Also he could provide very competitive rate, among the best I could get in the market. Even if you have a bit better rates elsewhere, he could easily match that. I highly recommend Scott, particularly for first time home buyer like myself.
Lon & Beth S.
Lon & Beth S.
Nov 15, 2021
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Great customer service and communication throughout the process! We found the app to be helpful, easy to upload needed information, and streamlined communication. Scott made sure to find the best loan, best options for our home purchase, and helped to navigate any obstacles! Thank you! Would highly recommend Root Mortgage for great rates and service!
Fabiano Landi
Fabiano Landi
Nov 04, 2021
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It was the best decision i had working with Root Mortgage, my Mortgage Adviser Robert Day guided me through the whole process from beginning to end.He was very quick responding my emails and explained every step of the Mortgage. I extremely recommend this company if you want to buy your house. They make very simple to understand such a complicated process. Thank you for everything 🙏.
Alison Lauderdale
Alison Lauderdale
Oct 04, 2021
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Scott Kirkland and his team at Root Mortgage (thanks Elsa and Kelsey!) made buying my first home seamless. They answered all of my questions quickly and thoroughly. They communicated well with my agent, title, escrow and all of the other parties that make this process happen. I would highly recommend working with Root Mortgage for the best service around!
Kirstie G.
Kirstie G.
Jan 29, 2013
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I was extremely nervous buying my first home, Eric explained every step of the process thoroughly and made sure I was Happy! He took care of everything and always kept me informed. I had such confidence in him, he even came to my signing! So thankful for your hard work Eric!!