Our mission is to serve, communicate and educate our customers with honesty, integrity, quality service and competence. Affordable Terms Mortgage Licensed loan officers have a combined 20 years experience in the mortgage lending industry and Oregon specific properties.
Our goal is to provide Affordable home loans to clients while providing a clear understanding of the loan process by offering the lowest interest rates available through our partnered relationship with the leading lender in the country.Each loan is structured to the individual clients needs. ATM pledges to help borrowers overcome roadblocks that can arise while securing a mortgage.
Our goal is to provide Affordable home loans to clients while providing a clear understanding of the loan process by offering the lowest interest rates available through our partnered relationship with the leading lender in the country.Each loan is structured to the individual clients needs. ATM pledges to help borrowers overcome roadblocks that can arise while securing a mortgage.
Services
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation. Affordable Terms Mortgage LLC strives to ensure that its services are accessible to people with disabilities.
Affordable Terms Mortgage LLC has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.Affordable Terms Mortgage LLC makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
Affordable Terms Mortgage LLC has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.Affordable Terms Mortgage LLC makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
Reviews (1)
Tim Wach
Dec 14, 2021
Report
Affordable Terms Mortgage was very easy to work with, so easy in fact we have refinanced twice. Nicole and Haley were extremely helpful and fast, we closed in three weeks the first time and less than two the second time. Nicole helped us navigate the credit bureaus with ease, she told us what to say to get the desired results, an updated credit score and a lower interest rate, saving us money at closing and over the term of the loan.
We would definitely recommend them to everyone and if we decide to refinance again, I’ll give them a call.
Tim and Louanne W.
Troutdale, OR
We would definitely recommend them to everyone and if we decide to refinance again, I’ll give them a call.
Tim and Louanne W.
Troutdale, OR
