North Coast Credit Union
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North Coast Credit Union
We'll beat the interest rate of your current vehicle loan by at least 1% APR! Plus, get a FREE Discover Pass with every New or Refi Auto Loan. Your loved ones will too! When a new member opens a checking account with at least $100 and mentions your name, we will thank you by depositing $25 in your account.

We are thrilled to announce that Tesoro Northwest Federal Credit Union in Anacortes voted to merge with North Coast! We are excited to welcome Tesoro members and to better serve our existing Anacortes membership. Kids can learn to save & learn to give with Report Card Rewards! When school age kids show us their report cards we deposit $5 into their youth savings account and we donate $5 to Operation Warm.
Services
We all have unique needs and circumstances. At North Coast we understand this and look forward to discussing all of the many loan options available to you. If you would like to meet with us please make an appointment to visit your neighborhood branch by calling 800-696-8830 or sending an email to memberservice@northcoastcu.com.
We know life has its ups and downs. When you become a member, we like to start by getting to know you. Our job is to match your goals to the most affordable mortgage available. Together we can evaluate all of your options. You'll always know where to go if you have a question on your mortgage because we keep and service our loans.
Put the equity in your home to good use with a HELOC. In addition to paying for home repairs or remodels, members also use HELOCs for large purchases, debt consolidation, family vacations or college tuition. HELOCs provide a hedge for potential future needs and work as an alternative to credit cards.
Loans are approved based on qualifications and collateral conditions. Rates, terms and conditions subject to change based on market conditions and borrower eligibility. Skip a Pay to Save the Day. If you have an auto loan with North Coast, you could skip a pay and keep some cash in your wallet just when you need it.
Transfer your high interest rate credit card balance to a North Coast Credit Card starting at 2.99% APR* for our BIG Rewards Credit Card and 4.99% APR for our No Fee Credit Card. Get this very low rate for 18 months! Discounted rates apply to balance transfers only, not to new purchases. After the expiration of your discounted rate on the remaining unpaid portion of the original balance transfer request will be subject to your normal APR.
Reviews (10)
Matt Fisher
Matt Fisher
Dec 17, 2021
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Have had a horrible experience with this credit union, went through a 20 day process of giving them my routing and account number and they kept saying it was invalid so it wouldn’t work, when i pulled cash and went to a branch to make my payment i successfully made it but the next day that same amount came out of my checking account. Of course they aren’t open on Saturdays, loan officers need another training on customer service and how not to be rude to callers. Would not recommend using this credit union, had to call wecu to ask questions for them to tell me what they are doing is wrong.
Joe Pantalia
Joe Pantalia
Nov 28, 2021
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Been a customer for years, the staff are amazing my main concern is with the wait times when you contact the call center, up to 30 minutes waiting on hold that is unaceptable. The other issue is not being open on satudays almost every other babk in existence is open on saturday, if these problems were to be addressed, 5 stars all around
Mike P.
Mike P.
Oct 20, 2021
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Each time I call, wait times are long. Not impressed with the changes we of the former Tesoro Credit Union are now having to put up with. Progress? Not so much...
Alexander Ransom
Alexander Ransom
May 16, 2021
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Extremely impressed with their mortgage lending/financing services! They got us a pre-approval letter within 24 hours of applying. Incredible! From there, we successfully made a reasonable offer on a house within the seller's time frame. Although the seller ended up taking a cash offer from another buyer (such is the RE market these days), we are definitely sticking with NCCU for our future financing needs. They are friendly, knowledgeable, professional and responsive. :-)
H.
H.
Dec 30, 2020
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I opened an account for an auto loan because their rates were the best at the time. I was charged multiple times for not providing proof of insurance without notice. Whenever I have tried to call them I am on hold for up to an hour. The last time I called a manager told the person who picked up to hang up and go back to what they were doing. I am closing my account here.
Timothy Ehlers
Timothy Ehlers
Jul 29, 2020
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Very long phone wait times up to 45 min . People are friendly . but I pay for this service I don't rate them as bad as Verizon but coming close on phone wait time Nccu should hire more help . just saying and this is not a new covid issue either .
Tttm
Eph 6i10-20
And I thought ID show a little love since it seems they are overwhelmed
These are some of my Pictures. Enjoy.
Godspeed
Christy Brown
Christy Brown
Jun 11, 2020
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I have been with north coast credit union since 1986.. From day "1" always friendly and very helpful.. Jill at N.W. ave branch is awesome
Derek Quenneville
Derek Quenneville
Jun 03, 2020
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They don’t take responsibility for they’re own mistakes and it will cost you money unless you take legal action.
Bryan Solo
Bryan Solo
Sep 26, 2017
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I used to think they were the best, until the privilege pay scam, A fee for not overdrafting, but for having a pre-auth at the gas pump for larger than my balance is bogus.
Jeffrey G.
Jeffrey G.
Nov 12, 2016
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I absolutely love North Coast Credit Union. The staff is always friendly, helpful, and courteous. The only drawback of banking here is they are not open on the weekends--not even part time on Saturday like other local credit unions. However, I do highly recommend becoming a member if you're looking for a great financial institution to bank with.