Garden State Home Loans

I would rate this company as very good. they ended up selling my mortgage but i find the following company is fine.
service from garden state was good. she replied very quickly to concerns and made it fairly easy. and my interest rate is fairly low.

From the day one, we got a great service. Our agent Michael Colella and his colleagues helped us through the whole process, answered all our questions and give us peace in mind. We have a wonderful experience.

The refinancing experience was awesome!. From the moment Sam responded to my inquiry to the home signing of my refi documents about a month later, everything was smooth sailing. Mack and Brandi were awesome as well in keeping me apprised of every detail. They were efficient, courteous and professional. I got a super low rate and I cannot say enough how painless the process was. I highly recommend Garden State for your refinance needs!

I recently refinanced with Garden State. I reached out to Matt Boyce and he quickly got back to me and put me in touch with his amazing team. Aaron Bonaccorsy and Connor Lindsay guided me through every step of a process that I was not very familiar with. They were informative, knowledgeable, and straight forward. Most of the process was easily done on line. I even called Aaron a couple of times with questions and each time he answered the phone. The entire process only took about 6 weeks. The closer came directly to my home. I was comfortable throughout and highly recommended this company and team

Susan and her team did a fantastic job! I highly recommend them. They were professional, efficient, and knowledgeable. The whole refinance process went smoothly with full transparency and no hidden fees. The responses to emails were quick and the loan closed on time. I couldn’t be happier!

Worked with Connor Garrity, would highly recommend as he (and his team) was super flexible and helpful in every way possible throughout the financing process. Super responsive and able to answer all my questions whenever I came across any. Compared to using other services, nothing beats having someone local to lean on. The closing, numbers and everything was clear, fair and transparent.
Only critique would be to carefully follow-up with the application process as there was a period in time where everything seemed in order and at the last minute documents and information was urgently requested

Incredibly responsive and helpful. Seamless process. Always had our best interests at heart, and we always knew we were in the best hands. We trusted them completely - so thorough, attentive to detail…my husband and I were on auto pilot because they took care of our teed up every detail - we didn’t have a single thing to worry about! I stress about everything and this was so stress-free, we knew they wouldn’t let us miss a step, a signature, a form, nothing! They are the absolute best at what they do. Also very patient fielding my stupid questions! Thank you Adam and team!

After a few months of research, checking daily interest rates, reading reviews, and communicating with several mortgage companies, I found exactly what I needed in Garden State Mortgage Company. If it wasn't for Travis Yates, I might still be looking for a place to refinance. Travis has an amazing ability to stay in touch and produce any kind of information in record time. He was so patient and eager to give us the best rates and terms we could achieve. When we FINALLY were ready, Travis made the whole process seamless and easy to complete. We applied and closed in just 7 days! Now that we are

This was my second time doing a refinance with Garden State. And if anything it was a better experience this time around. The interest rate was very competitive and the overall loan costs were low enough to make the APR also very competitive. The entire process was relatively timely and efficient (except scanning all our documentation, which would have been necessary anyway). The posting systems doesn't allow for fractional stars, so I've given them 5 stars. However, I think there could be some room for improvement in communications. The secure messaging systems works fine, but on a couple of occasions