Throughout my 20+ years in the mortgage business, I have prided myself on always being there for the customer. There have been many changes in the mortgage industry, especially over the past 5 years. That is why you need someone who can advise and educate you on the programs that are available to you.
I will take the time to sit down and explain to you what your options are, and, together, we can determine what would be the best loan program for you based upon your circumstances. If your current financial situation does not allow you to qualify for a loan at this time, I will be happy to help you put a plan together for the future.
I will take the time to sit down and explain to you what your options are, and, together, we can determine what would be the best loan program for you based upon your circumstances. If your current financial situation does not allow you to qualify for a loan at this time, I will be happy to help you put a plan together for the future.
Services
John Glath, owner and sole mortgage specialist of Serenity Mortgage, understands that the prospect of purchasing a home or refinancing can be very exciting and intimidating at the same time. Whether you have a few questions or you feel like you don't even know where to begin, John wants to help "light your way through the mortgage process."
Are you looking at a house with "good bones" but it needs a lot of work? The FHA 203(k) loan program provides funds for renovations and repairs of your primary residence by financing the after-improved value rather than the present value of the home'. Qualified borrowers receive a single loan with one closing!
A type of alternative mortgage instrument in which the interest rate adjusts periodically according to a predetermined index and margin, this adjustment results in the payment either increasing or decreasing. In some situations, the adjustment is made to the outstanding principal. Repayment of a debt in equal installments of principal and interest, rather than interest-only payments.
Reviews (10)
Garrett Lander
Dec 22, 2021
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Josh Orris
Oct 29, 2021
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Destiny Tulip
Sep 02, 2021
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We went through Serenity Mortgage, LLC for our first home and it was a very smooth and hassle free experience! John was great to work with and very on the ball for responding back when we needed assistance and getting us all the information/paperwork processed. I would refer anyone to him and if we need to ever go through this process again in the future, we will use Serenity Mortgage again!
Rich Eakin
Aug 27, 2021
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Brittany Burns
Jul 29, 2021
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Positive: Quality
10/10 would recommend! John was absolutely fantastic! He took the time (each step of the way) to explain everything in ways we would understand. Fast, efficient, patient! There were some bumps in the road that went almost completely unnoticed by us buyers because John handled everything like the pro he is!
10/10 would recommend! John was absolutely fantastic! He took the time (each step of the way) to explain everything in ways we would understand. Fast, efficient, patient! There were some bumps in the road that went almost completely unnoticed by us buyers because John handled everything like the pro he is!
Nathan Johnston
Jul 26, 2021
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Look to John at Serenity Mortgage, for your home purchase or refinance needs. He is responsive and able to answer any questions you have during the financing process. I was in contact with him for about a year while we were searching for a home in a difficult market and he patiently helped me with cost sheets on several properties, before finding the one that was the best fit for us at this time. Using a broker like John takes a lot of work off your table.
Michelle Koffman
Jun 03, 2021
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Adam Ford
May 21, 2021
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Nic Steffy
Apr 22, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
John was great to work with through the entire process. Everything was handled professionally and quickly. He did an amazing job of keeping me updated every day with what needed to be done and what was happening in the mortgage process. Highly recommended!!!
John was great to work with through the entire process. Everything was handled professionally and quickly. He did an amazing job of keeping me updated every day with what needed to be done and what was happening in the mortgage process. Highly recommended!!!
Jesse Cowan
Mar 02, 2021
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I recently finished closing on a home in the Manor Township/Ford City area which was my 2nd time through the home buying/mortgage process. The first time around I went with a bank, and while I have very little negative feedback about my experience with that bank; this time around working with John @ Serenity was simply easier and more enjoyable. Largely due to the fact that when I had questions I could ask him directly (and receive a response very quickly) rather than call a receptionist and hope they relay the message, and also because I felt (at many times and for various reasons) that John had
