Share Advantage Credit Union
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To access, you must first enroll in online banking. Only registered online banking users can access the app. Mobile Deposit checks must be endorsed "For SACU Mobile Deposit Only" and are reviewed Mon-Fri until 3:30pm (excluding Holidays and other non-business days). If rejected, a reason will be emailed. Save checks for 30 days before marking VOID and shredding.
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Can you imagine a time in this nation's past when it was impossible to secure a "small loan" of money unless you were willing to borrow from loan companies at rates from 36 up to 100 percent interest? Thirteen forward-thinking postal employees of the Duluth Post Office got together to discuss an idea they had heard about whose time had come.
Since our beginnings as the Northland's 1st credit union, members have trusted Share Advantage to serve them through their financial journeys. We look forward to our future serving you! How to Join. Bill Pay available with a checking account. Includes Bill Pay, Financial to Financial transfer (fees may apply), and Popmoney (fees may apply).
We are proud to serve all who live, work or attend school in Minnesota's St. Louis and Carlton counties. Minors are welcome with an adult to sign as Joint member assuming full legal responsibility; membership eligibility is required of either minor or joint. Current member's immediate family and members of household are eligible for membership.
Only deposits and cash withdrawals permitted through drive-up. All other transactions and queries (such as corporate check printing, money order printing, savings bond redemption, coin counting, loan processing, card services questions, etc) must be done during business hours Monday through Friday.
NEW Bill Pay available with a checking account. Includes Bill Pay allowing you to issue traditional checks or electronic checks (when possible) from your account to your Billers. Bill Pay also features Financial to Financial transfer (fees may apply), and Popmoney (fees may apply).

NEW Financial to Financial Transfer - Pull from and send money to your accounts at other Financial Institutions (fees may apply) (registration for Bill Pay in Online Banking required).NEW Pop-money - Send to or request money from friends electronically using only their email address or cellphone number registered with pop-money.
Reviews (3)
Dee Cooper
Dee Cooper
Jan 10, 2022
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After nearly 1 year of banking with Share advantage I can personally attest to phenominal customer service, timely response to emailed requests for guidence, account issues and general questions and answered calls on no more than 2 rings. I had banked with my former credit union for over 30 years and upon notice that they were going through a name change and assurance that nothing else would change, everything changed. The most significant and immediate change was a reduction in timely and proficient customer service at the drive-thru window, teller lines inside and forget recieving a call back
Kijsa Irwin
Kijsa Irwin
May 17, 2021
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We've been SACU customers for over 7 years. We've taken advantage of loan specials in the past. We love their Holiday Accounts. All of the staff are friendly, helpful and knowledgeable. We're so happy to have them!
Nancy LeRoux
Nancy LeRoux
Jul 02, 2020
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Everyone has been so helpful. They will go out of their way to accommodate you.
Jim is good at explaining things and will go over and above the call of duty to help.
I have found that Michelle is always on top of things regarding my account.