The Vanguard Group
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Vanguard Retirement Plan Access (VRPA) is pleased to present How America Saves 2021 Small Business Edition. This new research provides valuable insights into small-business defined contribution (DC) plans and participant behaviors over the course of 2020. We hope it will serve as a useful reference tool to encourage engagement and drive outcomes for your employees.

The SECURE Act, signed into law 12/20/2019, provides two tax credits for small employers. Both credits are available to employers for three tax years, beginning with the 2020 taxable year. Eventually, they can also receive plan notices, disclosures, and other required documents electronically-significantly reducing your workload and mailing costs.
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