Farris Mortgage has been part of the 'Ask The Professional Series' on KWTO am 560 since 1997. Listen to us or even call in live on the radio at 417-862-9977 on Tuesdays at 2:00 during the Farris mortgage hour with any questions. Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs.
Since 2015 Farris Mortgage has paid more than $225,000 in closing cost for our clients. This is actual money our clients get to keep we call this "The Broker Advantage". Whether you need an FHA, VA, USDA, Conventional or Jumbo loan, "good credit" or "marginal credit" Farris Mortgage can help you get the best mortgage product available.
Since 2015 Farris Mortgage has paid more than $225,000 in closing cost for our clients. This is actual money our clients get to keep we call this "The Broker Advantage". Whether you need an FHA, VA, USDA, Conventional or Jumbo loan, "good credit" or "marginal credit" Farris Mortgage can help you get the best mortgage product available.
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Whether you need an FHA, VA, USDA, Conventional or Jumbo loan, "good credit" or "marginal credit" Farris Mortgage can help you get the best mortgage product available. I was very impressed with Farris Mortgage, this was our 1st home and we definitely would purchase a second home through Farris. We had talked to another mortgage company and were very disappointed.
Conventional mortgages are those which are not insured by the FHA/VA and thus not subject to their rules and regulations. These loans are offered by banks, savings and loans, credit unions, and mortgage bankers. Although these lenders also offer reduced down payment programs, the insurance for these loans is offered by private sector insurance companies, hence the name private mortgage insurance (PMI).
If you own a home you still owe mortgage payments on, chances are you're examining your refinancing options. In today's economy everyone needs a way to lower monthly payments and make housing more affordable. The FHA has a variety of refinancing options to make owning a home more affordable, including FHA Streamline loans.
In many cases the answer is YES. Especially if you plan on selling or refinancing your home in the next three to five years or if interest rates drop again. You can lower your interest rate and your term without paying fees or closing costs and save money each month. The average homeowner either sells or refinances their home every five to seven years.
When interest rates are on a downward trend some homeowners may get a little giddy, refinancing multiple times to catch every tiny drop in rates. Farris Mortgage has responded to this surge by offering NO-COST REFINANCING no points, no closing costs. You sign the papers and walk out with a lower interest rate than you have now.
Reviews (9)
G. V.
Sep 30, 2021
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Sheila Ortega
Sep 29, 2021
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Jonny Jeppsen
Sep 27, 2021
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Robert Flinchbaugh
Sep 21, 2021
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Rick Thomson
Sep 20, 2021
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Evan Marshall
Dec 28, 2019
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Patrick Hall
Oct 24, 2019
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Dan Skornia
Sep 27, 2019
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My wife and I bought our first home and Brad was a great resource. He helped guide us through the entire home buying process. He has been in the business a long time and his experience shows from start to finish. I would highly recommend and will use again when we purchase our next home. Through his knowledge, he was able to save us a lot of money in closing costs.
Venkat D.
Dec 02, 2017
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