Cliff Ward
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Cliff Ward
Welcome to the Cliff Ward State Farm Insurance agency located in the City of Fredericksburg. During my 32 years of service with State Farm, my agency has helped families protect their financial assets and plan for the future. Prior to starting my career with State Farm, I graduated Hampden-Sydney College in Farmville, VA., where I met my wife.

In 1990, we moved to Smithfield, Virginia and started our first State Farm insurance agency. Here I worked with families to protect their homes and cars from coastal risk of hurricanes. I left agency to pursue a management position with State Farm as an agency consultant. In this position I helped other agencies understand the value of life insurance, health insurance and other financial service products.
Reviews (9)
Vee
Vee
Dec 31, 2021
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This agent is quite the small town type facility. As a transplant from another State Farm agent that was lackluster and gave off the appearance he gave little care to his customers, Cliff Ward welcoming office with the warm reception of an impromptu visit left me thankful I dropped the other agent and went with Cliff's.
Kathryn Spraker
Kathryn Spraker
Dec 12, 2021
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Positive: Professionalism, Responsiveness
Have had this agency for 14yrs. Multiple policies. They always provide customized, personal, and professional service. Leslie and Kim have gone "above and beyond " many times for me. I've always felt despite this being a business they're had my best interests at heart. Thank you.
Seth Bernstein
Seth Bernstein
Sep 21, 2021
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Cliff Ward and his team were absolutely amazing and their response to my claims were so easy and painless. I’ve been with State Farm for over 15+ years and Cliff Ward for over 10 years and they are simply the best!
Atomic Cobruhh
Atomic Cobruhh
Mar 31, 2021
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I met Cliff while I was at work one day. And I figured I’d ask him an insurance question for the situation I had. And from that moment on him and his staff have been nothing less than perfect. I work in the insurance industry now so I have had enough experience and have felt with many bad cases and business practices. But the entire staff at this location has been awesome. Extremely responsive and professional. Always looking out for your insurance needs. Everything is just smooth sailing with this team. Whether in person, on the phone, or through e-mail. They work with you without the hassle
Amanda Santucci
Amanda Santucci
Mar 24, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have nothing but positive things to say about Cliff Ward and his staff! Everyone is friendly, professional, and eager to help you with anything you may need. I will definitely be recommending Cliff Wards State Farm office to friends!
Tr Nurse
Tr Nurse
Feb 27, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Their office is really great and efficient. Gave me the tools neededto protect my family.
Riley Davis
Riley Davis
Feb 22, 2021
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I have had my insurance through State Farm for a number of years now and couldn’t recommend it more. Cliff + staff are nothing short of professional, responsive and courteous. Anytime I have a question, I am given a prompt and honest response. If you’re needing insurance, give Cliff Ward’s office a call!
Austin Hartenfels
Austin Hartenfels
Dec 26, 2018
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I was given a quote that was good for 30 days. I call 15 days later and they can no longer honor the quote because their "quote model changed" the day before I called. What a coincidence. Very nice staff, Leslie was very kind, but I cannot do business with them.
Tiane Wexler
Tiane Wexler
Jul 17, 2017
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I've worked with Cliff and his staff for many years and find them so helpful. I called today to add a vehicle to our policy and Kim provided excellent service as always. The process is always smooth with this office! THANK YOU!