The Gold Star Mortgage Financial Group Team is your premier mortgage team located in Southfield, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in: Macomb Township, Clinton Township, Chesterfield, Harrison Township, St. Clair Shores, Southfield, Detroit, Bloomfield and other surrounding Michigan areas.
Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution. VA (Veteran Affairs) loans- 100% Financing for Veterans and have decades of experience doing them.
Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution. VA (Veteran Affairs) loans- 100% Financing for Veterans and have decades of experience doing them.
Services
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
This is not an offer for extension of credit or a commitment to lend. Programs, rates, terms, and conditions subject to change without notice. Our corporate office is located at 100 Phoenix Drive, Suite 300, Ann Arbor MI 48108. Gold Star Mortgage Financial Group is not affiliated with Realty Executives.
Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate. Gold Star Mortgage Financial Group - Christopher Chaffin offers conventional mortgages in Southfield, as well as all of Michigan.
FHA (Federal Housing Administration) loans are an attractive option, especially for first-time homeowners because it is insured by the Federal Housing Administration (FHA). Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes. Typically Jumbo Loans require a higher down payment than traditional loans.
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