Our job is to shop the market place for the lowest insurance rates and product fees ensuring that you are purchasing an affordable insurance policy or financial product tailored to your specific needs. We navigate the underwriting and application process with each client to make certain a favorable outcome from the insurance carrier is achieved.
We don't just quote the cheapest insurance rates; once an application is taken we work hard to make sure you get those rates! We are an independent insurance agency located in Irvine, CA dedicated to providing our clients with the most affordable Life Insurance, Long-Term Care, Disability Insurance plans.
We don't just quote the cheapest insurance rates; once an application is taken we work hard to make sure you get those rates! We are an independent insurance agency located in Irvine, CA dedicated to providing our clients with the most affordable Life Insurance, Long-Term Care, Disability Insurance plans.
Services
IMS Associates Financial & Insurance Services has been providing innovative planning solutions to the Irvine, Tustin, and Newport Beach communities since 1986. Headquartered in Orange County, CA and licensed in all 50 states, we offer a one-stop organization for all of your Life Insurance, Annuity, Long-Term Care, Disability, Life Settlement, and retirement planning needs.
Few people realize that their most valuable asset is their ability to earn an income. Like any asset it is important to obtain the necessary protection on that asset. With this mind set, any unforeseen events which may endanger one's ability to earn a paycheck need to be accounted for. Fortunately, such protection is available in the form of Disability Income Insurance (DI).
Annual Statement: A document provided by the insurance company to the policy owner every year detailing a policy's performance. Figures reported may include: account values, premiums paid, etc. It is important to review your Annual Statement when it is received. Application: A written paper or electronic provided by an insurance company that is completed by the insurer's agent, the insured, and in many cases also by the medical examiner.
Nobody likes to imagine what life would be like if they were to become disabled. For example, someone who suddenly became disabled may have to foreclose on their house or declare bankruptcy because they became unable to pay their expenses. The loss of income can be devastating financially. That's why it is important when meeting with your financial planner that you learn about the best policy options for you.
Disability insurance is an insurance policy that provides protection against mental or physical injury that would disable you from earning a paycheck. A disability insurance policy would provide benefits in the form of payments relative to your lost income. The benefits of a DI policy are payable after a specific period of time and are payable for a specified period of time as defined in the policy.
Reviews
Be the first to review IMS Associates.
Write a Review
