For decades, we have helped affluent and institutional clients evaluate, underwrite, acquire, and manage life insurance policies. Life insurance allows you to defer taxes, remain in control of assets, and reallocate between traditional & alternative asset classes with no taxation. TRC Financial is an independent firm that delivers a reliable and unbiased approach to acquiring and managing life insurance portfolios and innovative benefit plans.
As a Member Firm of M Financial, we use over five decades of experience combined with unrivaled service & technology to bring unique life insurance, disability, long-term care, and benefit plan solutions to our clients and advisors.
As a Member Firm of M Financial, we use over five decades of experience combined with unrivaled service & technology to bring unique life insurance, disability, long-term care, and benefit plan solutions to our clients and advisors.
Services
We use institutional products, mortality and persistency data others don't - life insurance proprietary mortality tables, disability insurance morbidity tables, innovative executive benefit plan designs, private underwriting, and expansive policy investment options - to give you the results you deserve.
In our fifth decade serving clients, we offer end-to-end life insurance services. We design, underwrite, acquire, and service life insurance products for our affluent & institutional clients through multiple life insurance carriers. Our firm also provides proprietary life insurance products through our membership in M Financial Group.
We use a measured and analytical approach to review and value a life insurance policy or portfolio. Our services are designed to provide straight-forward advice and options to improve policy economics and maximize policy value. Life insurance policies can look fine today and be at risk to lapse just a few years later.
We work with clients, CPAs, lawyers and investment firms to help determine if the market value for the policy is greater than what is stated on the life insurance policy's annual statement. A policy valuation is also helpful to review before new premiums are paid to keep a policy funded through life expectancy.
We provide funding and benefit plan services for private and select public companies. Our speciality focuses on funding for short and long-term corporate liabilities -- these liabilities include non-qualified benefit plan expenses and other benefit plan liabilities associated with employees, executives and shareholders.
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