If you're behind in payments and have mounting debt, then you're facing one of the most difficult challenges a person can face. From harassing phone calls from creditors and collections agencies to the threat of losing your car to repossession or home to foreclosure, the stress can leave you feeling overwhelmed and in search of debt relief options.
At the law office of Schwartz Bankruptcy Law Center, we can help you take your life back from debt. We are committed to offering debt relief options that are in your best interests and designed to give you peace of mind. Our attorneys have over 35 years of combined legal experience and know how to handle bankruptcy filings.
At the law office of Schwartz Bankruptcy Law Center, we can help you take your life back from debt. We are committed to offering debt relief options that are in your best interests and designed to give you peace of mind. Our attorneys have over 35 years of combined legal experience and know how to handle bankruptcy filings.
Services
At Schwartz Bankruptcy Law Center, the bankruptcy division of Kruger & Schwartz, helping individuals and families in Kentucky and Indiana face their financial challenges and find resolutions is what we do best. We understand that you're feeling stressed about the size of your debt obligation and frustrated by your own limited understanding of the law.
For most Americans, debt is simply a part of life. Debt is accumulated going to school, buying a car, buying a home, using a credit card, getting medical care and more. Very few people manage to avoid debt altogether. Most are lucky to just keep it under control. Unfortunately, keeping it under control is not easy, especially with high interest rates and late fees.
For some people, crippling debt comes on suddenly such as after the loss of a job or because of a catastrophic illness. For others, debt can happen at such a gradual rate, the individual is not aware that he or she is in over their head until they take a deeper look at their finances. Wherever you're at in the debt management process, the lawyers at Schwartz Bankruptcy Law Center can help.
For many people, bankruptcy is no longer the last possible option for dealing with debt. Many people view bankruptcy as a proactive way to get a handle on debt and begin living again with a clean slate. Many of the people we help are homeowners with jobs who were simply hit by some difficult financial setback such as a divorce or medical emergency.
A Chapter 13 bankruptcy is often referred to as a reorganization bankruptcy or a wage earner plan due to the fact that it takes your debts and reorganizes them into a repayment plan that will last three to five years. During that time period you will make payments to the bankruptcy trustee who will make payments to your creditors.
Reviews (2)
Franco Pininlon
Jul 14, 2021
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Geoff Brooks
Aug 18, 2017
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I turned to Kruger & Schwartz for advice when I had run-up significant debts on a fraudulent business purchase back in 2005. When the economy turned south, I was in very severe debt and could not see any turnaround. Mr. Schwartz and his team evaluated my situation quickly and came up with a variety of options for my consideration. I had the opportunity to discuss each of these with them and proceed with declaring Chapter 7 bankruptcy which turned out to be the best decision I ever made. Yes, there were some downsides, but they had informed me of them beforehand as well as exactly what the costs
