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We strive to offer the best rates around, and our current auto loan rates are as low as 1.99% APR fixed. You can apply online and hear back the same day! Applying online is quick and easy. Find out more about our auto loans today. Our home loans come in many shapes and sizes with flexible options that fit your needs and goals.

MCU has Conventional, FHA, USDA, and VA backed loans available for members. We'll make your home buying experience a breeze. Our members are able to get personal loans in a variety of ways including installment loans, personal lines of credit, home equity lines of credit (HELOC), and more. Missouri Credit Union is ready to help you get through tough times or manage big opportunities.
Services
We are not a bank. We are member-based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we're committed to seeing them and their money do more. Strives to extend to our field of membership the opportunity to participate in services and benefits which membership provides.
Members of Missouri Credit Union have access to a variety of helpful services-from anywhere banking tools to insurance services and investing services. Manage your money anytime, anywhere with online and mobile banking, Remote Deposit Anywhere, BillPayer and e-Statements. MCU partners with Elan Financial Services to issue credit cards for our members.
When you need us, we're there, ready to help with information, answers, and great rates. And it's all backed by great service from great people who want you to do more with your money. We work for you and are here for our members. Look for the CO-OP logo. Withdrawals, transfers and balance inquiries from ATMs outside the CO-OP network may be assessed a fee.
Getting a new car is an exciting venture. Regardless if it's new or new-to-you, Missouri Credit Union will work with you on your new auto purchase. Get started by applying online for an MCU auto loan. Our process is easy and straightforward. No matter your budget or your make and model allegiance, we work with you to get you that one-of-a-kind, new-to-you car.
Please use the Prequalify for Home Loan Application to provide the loan information required for home mortgages. Is this Auto Motorcycle Recreational Vehicle ATV Motorized Watercraft Trailer a Purchase or Refinance?* Your Social Security Number is used for identification purposes and to determine your account opening eligibility.
Reviews (6)
Mike Mahn
Mike Mahn
Nov 14, 2020
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This is a definite no go for a good experience. Had an account that we did not use, my wife went to close it since it just kept charging us, and was told she could not ,I would have to close it, I work the bank hours so just kept adding money for the account to eat up until I got the chance to close the account. I go in and speak with Garlandra King who seems to be the branch manager of the columbia office....let's just say I have never been treated with so much disrespect from an employee in my life. Who would make this emotional bully a manager should really reconsider putting people who have
Alicia O'Connor
Alicia O'Connor
Jun 26, 2019
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There are NO TELLERS at this branch! This place is not listed correctly on Maps and we wasted time going to this location. If we had known it has only ATMs, we would have just gone to the one downtown. Please fix this!
Sara
Sara
Dec 04, 2018
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The people here all tell me different things every time I go in to cash my check. Somehow there is always a hold on my check for 5 days when I deposit it. One day they told me I can only get $500 cash back. The next paycheck they just cashed the whole thing. They should really train people better.
Nawel Girma
Nawel Girma
Oct 13, 2018
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Terrible place to bank. They don’t protect their customers during fraudulent transactions.
I’m out $500 because of their unwillingness to help me out, DONT BANK HERE.
David Duwe
David Duwe
Dec 23, 2017
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Refused to cash my check because they couldn't contact the person. So I finally got ahold of the person and was told there was no reason for the bank to have done that. Now my family has to go without for the weekend even though dad worked his butt off. It was the most northern bank in Columbia. Farthest booth to the right. She must not have liked how I looked I guess and single handedly stop me from cashing a check I worked for. I will never except checks from customers that use this bank. Cash only from now on. Thanks allot lady. My kids say thanks too. We are on our way to the food bank because
Chris Leach
Chris Leach
Feb 03, 2017
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Friendly staff. Good interest rates on home and auto loans. I would have given 5 stars but they no longer work with Mint.