If your vehicle is three years old or newer with less than 60,000 miles and you have a high-interest loan, you should consider this option. Everyone at On The Road Lending was super helpful and understanding. They took time to truly listen to me. I drove away with a new, low-mileage, beautiful, reliable car.
If you are in search of a dependable and reliable vehicle, go see the folks at On The Road Lending! There was someone with me every step of the way. Everyone I interacted with was so kind and great at explaining what was going on. My payments are affordable, and I love how they got me ready for this major purchase by assisting me with a budget.
If you are in search of a dependable and reliable vehicle, go see the folks at On The Road Lending! There was someone with me every step of the way. Everyone I interacted with was so kind and great at explaining what was going on. My payments are affordable, and I love how they got me ready for this major purchase by assisting me with a budget.
Services
If everything else is approved, typically 15% of your net income is the highest amount that you can qualify for in our program. However, all applications are unique and each applicant works with a coach and underwriter to determine the best solution. Beyond the cost of your vehicle at the dealership, there are many other hidden costs of car ownership.
Reviews (10)
Default
Nov 11, 2021
Report
Love Love LOVE these guys! Process was quick and easy, they taught me the financial responsibility I needed to get and maintain a financed car. They work very closely with their clients to make sure we are keeping up with everything. They worked with me to help me get out of a situation where my car broke down on me and I was stuck in a cycle of working long hours everyday to come up with the money for daily rentals to financing my very own car. I am extremely grateful for on the road lending you guys have changed my life forever.
-Lauren G.
-Lauren G.
Ranesha Casey
Sep 02, 2021
Report
On May 16th 2021, my previous car was deemed a total loss due to an unfortunate weather condition. For a couple of months, I traveled from dealership to dealership hoping that I would find a reliable vehicle. However, that was not the case. Each dealership stated I needed a higher DP and that my APR would be higher than most because of my low credit. I even went to a place that gave me a vehicle and then decided I was not eligible for it the NEXT DAY. After hearing the samething, I decided to give up and find a lemon. I no longer cared because now my only concern was to find anything that would
Veralisa Hunter
Jul 30, 2021
Report
More than a Gracious Interest Rate: As an Asset Coach and Housing Counselor, I regularly recommend On the Road Lending to my clients because it puts them on a healthy track for car ownership. Although a car is a depreciating asset, it is an appreciating opportunity that supports maintaining good employment. One of the biggest car buying mistakes is paying a sales price over the actual value of the vehicle (being upside down). This traps people in bad car loans with high interest rates even after they have improved their credit score because they are not able to refinance the loan due to the negative
Stephanie Sinegal
Jun 01, 2021
Report
On the Road Leading has been a great blessing for me and I Thank God that I was introduced to the program and people who walked me through it all. I've enjoyed my car,and everything is going great. Thank You again and Thanks for giving me a chance to get things rolling and back on track. Thank You, Thank You again for everything.
Damian Carson
Apr 11, 2021
Report
On The Road Lending has been a great partner to collaborate with and they offer affordable rates and reliable transportation. They also offer one on coaching to assist from start to finish with your car purchase process. Lonnie has been a pleasure to work with and is very responsive to assist however needed to accomplish the task. Great resource!!
Vianey Santoyo
Nov 22, 2020
Report
Hands down one of the best organizations out there! They are amazing and helped me get a nice reliable car that I feel safe in. I am a single mom of two boys and I was in desperate need of a car that would safely get me to my job and also that I could trust to have my babies ride in. They made my experience super smooth and fast! I was riding in a beautiful newer car 4 days later. I feel blessed for the opportunity. If you are in need of help getting on your feet and finding a safe reliable vehicles like me, I definitely recommend you reach out to them! They not only helped me with the financing
Araina Daniels
Oct 18, 2020
Report
This is the second vehicle we've financed through On the Road Lending.
After Hurricane Harvey, our family was faced with replacing cars for all four family members. Our son who attends college away from home was totally dependent on us to replace his car.
We found and purchased a 2015 Ford Fusion through OTRL LLC; our first purchase. Sadly, it was more of a liability than an asset to us. However, we were very thankful for the extended warranty offered by OTRL. What was not covered by the Powertrain Warranty in the complete engine recall, was covered by EasyCare.
After many months of attempting
After Hurricane Harvey, our family was faced with replacing cars for all four family members. Our son who attends college away from home was totally dependent on us to replace his car.
We found and purchased a 2015 Ford Fusion through OTRL LLC; our first purchase. Sadly, it was more of a liability than an asset to us. However, we were very thankful for the extended warranty offered by OTRL. What was not covered by the Powertrain Warranty in the complete engine recall, was covered by EasyCare.
After many months of attempting
Rachel Corson
Sep 18, 2020
Report
OTRL is a fantastic, trustworthy organization. If you want to avoid loan sharking and build your economic independence, OTRL is the way to go! They are compassionate, trustworthy, efficient, and really great at what they do. You're in good hands when you work with OTRL. Michelle, the Founder/CEO, is a self-made boss lady who cares about the people OTRL works with/for. Who doesn't love supporting a business with an awesome boss? Marcela was a fantastic 'Client Coach' and treated me with respect. Bonnie was my 'Portfolio Manager/Closing Coordinator' and had immense patience while guiding me through
Camille Hankerson
Aug 14, 2020
Report
This company is great!! My advisor was Marcela and she was patient, nice, and helpful from start to finish. The entire process took about a month but it was well worth it. They coach you and wont let you buy a car that's outside of your budget. I purchased a 2019 ford fusion and I love it. Thank you OTR lending for being patient with me and helping me. I couldn't of chose a better lender to work with.
Josephine Castillo
Nov 06, 2019
Report
Thank You On The Road Lending for helping my family succeed and enjoy life to its fullest. Before getting my loan for our 2013 Nissan Quest my family of five had limit means of transportation. Now we are free to go, go, go! We have gone so much that we have had 6 family road trips since obtaining our vehicle. Road trips that we would not have been able to go on without On The Road Lending. Not only are we enjoying life to its fullest I have moved my family into a better community in a better school district all because we now have a vehicle of our own. My children are now in band, orchestra, spirit
