Located in Carlsbad, California, Health & Insurance Services has been serving the needs of individuals and groups throughout CA for 20 years. Health insurance should not be considered a luxury. In the event of an illness or health emergency, medical bills can mount quickly if you are uninsured, impacting your financial stability.
Health insurance policies are complex and they change from year to year, and health care insurance will change again as the Affordable Care Act goes into effect. Finding affordable, comprehensive health insurance coverage requires the assistance of an insurance agent who knows the plan details inside and out.
Health insurance policies are complex and they change from year to year, and health care insurance will change again as the Affordable Care Act goes into effect. Finding affordable, comprehensive health insurance coverage requires the assistance of an insurance agent who knows the plan details inside and out.
Services
These days more and more people are looking into buying their own individual insurance policy. With fewer employers offering group health plans, it may make financial sense for you to get tailored, individual coverage. You've got many factors to take into consideration, including getting the right coverage and staying within your budget.
Reviews (9)
Adair Cooke
Oct 02, 2018
Report
Frederick is an excellent insurance agent! He is very knowledgeable and personable. He is able to explain in detail various insurance plans, thereby helping you to pick the best option for your situation.
I would recommend him to anyone looking for a thoroughly competent and professional insurance agent. My husband and I are very pleased with the help he has given us.
I would recommend him to anyone looking for a thoroughly competent and professional insurance agent. My husband and I are very pleased with the help he has given us.
Heather Nation
Jul 01, 2018
Report
Melissa Patruno
Jun 16, 2017
Report
Debbie Lopez
May 31, 2017
Report
It is my pleasure to recommend Frederick Menslage. He is very knowledgeable of available Insurances plans and really took the time to listen to my questions and concerns. In today's ever changing Insurance market, it can be confusing ! If you are in need of an agent, I would suggest you invest some time speaking to him. I feel confident with my decision and believe I was well advised .
Thank you Frederick !
Thank you Frederick !
Drew Philip
Jan 13, 2017
Report
Anastacia Grenda
Oct 13, 2016
Report
Frederick Menslage has helped us two different times with health insurance coverage, and both times he made what can be a complicated, time-consuming process easy and streamlined. He is very good at communicating information to clients and making sure we had what we needed to make informed decisions about coverage. It's a pleasure to work with him.
Christine Bruneau
Oct 11, 2016
Report
Frederick Menslage was referred by a good friend to help get started with Medicare.
He was so very helpful the first time that I called him. After that we set up a follow-up office meeting. He was thorough in presenting all the options for choosing which Medicare supplements that would compliment my needs.
We are planning a move to another state, but not sure when that will happen - before I start Medicare or after.
Frederick assured me that he will be there, any time to help with the transition - just give him a call.
I will most-definitely be referring him to others also.
He was so very helpful the first time that I called him. After that we set up a follow-up office meeting. He was thorough in presenting all the options for choosing which Medicare supplements that would compliment my needs.
We are planning a move to another state, but not sure when that will happen - before I start Medicare or after.
Frederick assured me that he will be there, any time to help with the transition - just give him a call.
I will most-definitely be referring him to others also.
Kris Rinear
Jun 28, 2016
Report
Stephanie Cedeno
Jan 10, 2014
Report
Frederick was a complete pro. So helpful and friendly. He took the time to find out about my needs and lifestyle and presented me with a selection of health insurance plans informed by his vast knowledge. He then demystified all of the plan components (deductibles, co-pays, maximums, etc.!), so that I felt confident and informed in the decision that I made in the end. I would highly recommend his services!
