Lifesource Real Estate
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Lifesource Real Estate
We take great pride in delivering top-quality customer service with honesty, clear communication, and the utmost integrity. LifeSource Mortgage is licensed to cover all your residential mortgage needs throughout the state of California, Colorado and Idaho. We offer a variety of home loan options including traditional fixed-rate mortgages, FHA home loans, Reverse Mortgages, VA loans, Conventional, Jumbo home loan products, and more.

Home Loan Financing with LifeSource Mortgage means a hassle-free loan that closes on time, and getting pre-approved lets you move faster to purchase the home of your dreams. Let LifeSource Mortgage walk you through each step of the process. Refinancing your mortgage can lower your monthly payment and eliminate PMI (Private Mortgage Insurance), which can add up to significant monthly savings.
Services
LifeSource Mortgage was founded in 2006, by an already-seasoned mortgage professional, Shannon Gray. After working for large institutional lenders, Shannon identified a disconnect between clients and lenders and knew the need for change was imminent. So in 2006 LifeSource Mortgage was founded to meet the needs of clients, as well as providing personalized and excellent client services.
Home Loan Financing with LifeSource Mortgage means a hassle-free loan that closes on time, and getting pre-approved lets you move faster to purchase the home of your dreams. Whether you're a first-time buyer or an experienced homeowner, purchasing a new home can always be stressful. Let LifeSource Mortgage walk you through every step of the process.
Getting pre-approved is a fast and easy process you can complete before you start looking to purchase a home. Pre-approval allows you to understand the cost of your mortgage, helps you refine your search, and allows you to move quickly once you find the home of your dreams. Before you even start looking for your first house, you should consider getting pre-approved for a loan ensuring the rest of the process is hassle-free and fast.
Exceptional Personalized Service and Care-As a small, independent, family mortgage company; we care about our clients and our reputation. Serving you is our first priority and we are available almost any day of the week. The Best Mortgage Rates-We have the ability to shop interest rates from several lenders and our clients are very satisfied with our rates and responsiveness.
For many people who are considering buying a home, knowing how much money to use as a down payment can be a very confusing and overwhelming issue. The best route depends on your situation and personal preference. Below are four issues that all home buyers and investors should explore when considering which down payment option is best for them.
Reviews (28)
Courtney Y.
Courtney Y.
Aug 30, 2021
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We highly recommend Shannon Gray at LifeSource Mortgage. We have refinanced our home several times through Shannon and we wouldn't go anywhere else. He is trustworthy, knowledgeable, professional and has our best interest in mind. The whole process is simple and streamlined as he knows exactly what he's doing and he always gets us the best rate. We wouldn't trust our mortgage needs to anyone else. We highly recommend Shannon with LifeSource Mortgage!
John K.
John K.
Aug 27, 2021
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Highly recommend!! Shannon was there for the entire process. Everything was so smooth and easy. He was available to answer any questions and definitely made me feel at ease. Home buying process can be daunting, but Shannon made sure everything was taken care of and on time! Trust is another big factor when selecting a lender. Shannon is someone who I trust and can rely on. I'm sure I will be working with him again in the near future. Thanks again Shannon and continue to rock on! Hope you find some time to practice on your trumpet!
Shaun F.
Shaun F.
Aug 07, 2021
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I just completed a refinance with Shannon Gray and cannot say enough good things about the experience. He is professional, has great communication, and took the time to ensure I had a full understanding of the details. I strongly recommend him for your next refi or home loan.
Karen H.
Karen H.
May 15, 2021
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I found Shannon and LifeSource Mortgage from a Yelp search and was impressed by the great reviews. I can attest that his previous clients were spot on! Shannon has been responsive, professional and very knowledgeable about my loan options (in a rather complicated situation). I would highly recommend LifeSource Mortgage... you won't be disappointed!
Joe King
Joe King
Apr 05, 2021
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Shannon has been a pleasure to work with both times I’ve used him. He helped me through the process buying my first home and went above and beyond when the sale had some very tricky issues to navigate. He is quick, knowledgeable, responsive, and isn’t afraid to give good advice, even when it’s in your best interest and not his own. I highly recommend him to anyone looking for a lender with integrity and solid experience in the industry.
Stacey B.
Stacey B.
Mar 06, 2021
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Shannon is an excellent mortgage loan broker! I highly recommend him! He helped me throughout the process of purchasing my first home in Long Beach, CA and has since helped me refinance twice to take advantage of the low interest rates. Shannon is professional and knowledgeable. He answered all of my questions and expedited the process. Shannon made the process of refinancing easy. I appreciate all of this help and recommend him to all of my family and friends. If you're looking for a mortgage loan broker, go with Shannon.
Brian K.
Brian K.
Feb 04, 2021
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Just went through my 4th refi over the years and Shannon was by far the most efficient and communicative of them all. The process was seamless and Shannon quarterbacked the entire process to perfection!
Brian Kroll
Brian Kroll
Jan 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I’ve refinanced numerous times over the years and this was by far, the most seamless process I’ve experienced. Shannon was great and extremely efficient . Highly recommend!
Tim B.
Tim B.
Nov 30, 2020
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Shannon helped us with the purchase of our new home and then several years later on our refi. He is friendly and extremely easy to talk to. He went above and beyond in discussing our options. He gives his opinion when asked, but is never pushy. We found his rates to be very reasonable and better than other offers. He also follows up throughout the process and over the years to check in and see if he can help in any way, even at times recommending services outside of his business if he knows a better rate can be found elsewhere.

I highly recommend Shannon and LifeSource Mortgage.
Carolyn Fisher
Carolyn Fisher
Nov 13, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Shannon is an outstanding mortgage broker. He is extremely knowledgeable, quite profesional, keeps you informed during the process and is very quick to respond to messages. He really knows and understands the mortgage business and how to work with people.
Steve J.
Steve J.
Nov 04, 2020
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We highly recommend Shannon Gray and had a great experience working with him. We were referred to him by a friend. Not only did we get an amazing low rate we were fortunate enough to close ahead of schedule! We highly recommend using LifeSource Mortgage and would definitely use them again.
Jen C.
Jen C.
Oct 14, 2020
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I was so hesitant about refinancing my home loan. Mostly because I didn't know what to expect and thought it would be a lot of work. But I knew I needed to act fast with rates being so low. Shannon was recommended by a coworker and I am so glad! He is so easy to work with and very knowledgeable. He made the whole process so easy and took the time to answer any questions I had. Shannon works fast and that is something I appreciate. I definitely recommend him!
Clare Groeneveld
Clare Groeneveld
Sep 11, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Shannon is AMAZING! He helped with both our refinance and my parents’ loan. His service is both professional and efficient. Both loans approved in record time!! I will be recommending Shannon to everyone!
Rob D.
Rob D.
Sep 04, 2020
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We have had Shannon take care of our loan on 2 separate occasions and he has always been super helpful, and thorough! We planned on using him a 3rd time when we relocated to a new house and he suggested that we look into obtaining a loan from the builder of our new home to see if they had any incentives. We ended up sharing the numbers and details of the other loan with Shannon and he told us that we would be crazy not to take the other offer. This meant that he was going to lose out on our business and it just goes to show that Shannon is a man of integrity!!!
Hard to find people that do the right
Rusty B.
Rusty B.
Jun 14, 2020
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Shannon is so easy to work with and does such an excellent job. He is very knowledgeable. He was able to get us a great rate even during the crazy pandemic and made sure we closed on time. Our agent and escrow officer both had very positive things to say as well. This is our third home loan through Shannon. I think that says it all.
T. B.
T. B.
Jun 05, 2020
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Super job by Shannon to get a somewhat complicated mortgage done in a remarkably short time. Very professional and highly responsive. I don't use such superlatives frequently, but I was so impressed how he totally and willingly took care of every aspect of the process from the first phone call through the closing. I look forward to using Shannon again.
Steve J.
Steve J.
May 18, 2020
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Positive: Professionalism, Responsiveness
We had a great experience working with Shannon and the service was excellent! He managed the entire process seamlessly and kept us updated at all times. We got a low rate and closed ahead of schedule too. Highly recommend working with Shannon and LifeSource Mortgage!
Mitchel B.
Mitchel B.
Jan 08, 2020
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Where to begin...I have purchased multiple homes with Shannon´s and a refinance with his guidance. You can shop around, but you won´t find someone that is this knowledgeable and creative.
Now for my clients, I am a real estate professional who has sent countless clients to many lenders and they always choose Shannon; no surprise to me. Whether you are looking to buy for the first time, or have purchased multiple times you haven´t had this great of an experience. He is more then a lender because he truly wants what is best for you. Give Shannon a call, you truly have nothing to lose, and you
Jana H.
Jana H.
Dec 14, 2019
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We cannot recommend LifeSource highly enough. Shannon provided an exceptional level of service at every point in our real estate transaction. He is kind, courteous, professional, and responsive. We were so pleased with the process and the rate he was able to give us. Thank you, Shannon!
Jonathan Hughes
Jonathan Hughes
Jul 11, 2019
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LifeSource Mortgage was an excellent partner in our real estate transaction. This was our first home purchase, and I don't think it could've gone any more smoothly, especially because of Shannon's assistance at each milestone. Thank you, LifeSource Mortgage!
Leo Kahn
Leo Kahn
Jun 05, 2019
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Shannon is excellent! Top notch in service. Gets back to you quickly. Very helpful in explanations and provides a number of options. I cannot recommend him enough! Really stays on top of the timeline.
Christina T.
Christina T.
Jan 28, 2019
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Shannon was so awesome throughout our home buying process. We went to an open house and wanted to make an offer the next day, but we weren't even pre-approved! Our realtor connected us with Shannon and we were pre-approved in less than 7 hours! His attention to detail, timeliness, and ability to provide us with the right information were crucial to our first-time home buying process. We would recommend him in a heart beat! :)
Eric F.
Eric F.
Sep 27, 2018
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Shannon is fantastic! He helped me with my mortgage loan. I had a really good credit score, but had a high debt to income ratio. Shannon worked his magic and got me an awesome rate on my loan. He was diligent in his work and always looked out for me. He would check in along the process and was always available when I had questions. He made the mortgage process easy even though I didn't make things so easy for him. He was the consummate professional though my whole process which included dealing with a wacky seller's agent, going into escrow and almost closing on a home only to pull out
Gabby M.
Gabby M.
Sep 13, 2018
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As first time home buyers, my husband and I had a lot of questions. Working with Shannon was such a pleasure! He was very informative, patient, and goes above and beyond to make sure you are comfortable and knowledgeable in decision making. He makes sure to communicate every detail with you and is very quick to respond to e-mails and calls. Between my husbands work schedule, and my work schedule, sometimes finding a good time to talk things over with Shannon was difficult, but he was very accommodating to our needs and made sure to make it work for us no matter the time or day. I would highly recommend
Noelle F.
Noelle F.
Jun 07, 2018
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Shannon is THE man.
My husband and I were originally referred to him by a friend and have closed many deals since then.
Shannon is punctual, efficient, persistent and patient enough for even the most "green" of home-buyers. He definitely went above and beyond to make our ridiculously complicated mortgage scenario streamlined and at the best rate.
Would definitely recommend!
Matt Cox
Matt Cox
Dec 17, 2017
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There are dozens of brokers out there that can all get you a similar rate, but none could compare with the quality of service, knowledge and integrity that the LifeSource team provides. I have worked with Shannon numerous times over the years and I ALWAYS know that he is truly looking out for my family and what makes the most sense for our specific situation. I have recommended him to many friends/family and will continue to do so! Thanks again!!!
Lucas D.
Lucas D.
Jun 21, 2017
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Top notch customer service! Top notch educator! Top notch rates.
Shannon is dedicated to making sure his clients needs are first! This is so rare to find in his industry.
If you're looking for someone with the highest integrity, look no further.
Shannon will come alongside you in the process so that you don't end up clueless.
Do yourself a favor, put down Yelp and this review and call now!!
Paul Lee
Paul Lee
Sep 12, 2014
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Shannon is a true professional and I would definitely recommend him. He communicated regularly and found the best deal for us. I was a loan officer in the past and have low expectations of most loan officers. Shannon exceeded my expectations and is the only loan officer I would ever recommend.