We are in this together! Until further notice, GI Home Loans will pay for the Appraisal and Credit Report Fees for anyone funding a purchase loan with us. Every time I call or email Derrick responds quickly. He uses his knowledge in the mortgage industry to structure the best loan that meets your personal needs.
He makes the process of getting a loan smooth and easy. If there was anyone who can do the impossible, it is Derrick Evans with GI Home Loans. I recently sold my townhouse. It couldn't go any smoother. We had buyers with impossible credit, but with some real analysis of their situation. Derrick helped the buyers clean up their credit and ending up with a more than acceptable lending situation for the lender.
He makes the process of getting a loan smooth and easy. If there was anyone who can do the impossible, it is Derrick Evans with GI Home Loans. I recently sold my townhouse. It couldn't go any smoother. We had buyers with impossible credit, but with some real analysis of their situation. Derrick helped the buyers clean up their credit and ending up with a more than acceptable lending situation for the lender.
Services
A properly structured home purchase loan allows you to get the home you want with a payment that fits your budget. Even first time home buyers have many options when it is time to purchase their first home. We can help you choose the right program, price range, and even direct you to the right Realtor for you in your area.
A home refinance loan can not only improve your current rate and terms, but can give you a chance to change the type of loan you are in, increasing your loan payoff time. Refinancing your home loan enables you to replace your existing home loan with a new home loan with better terms while giving you the opportunity to get cash back from the equity you have built in your home.
At the closing, ownership of the newly purchased home is officially transferred to you. It may involve you, the seller, the real estate agent, representatives from the title or escrow firm, and a variety of clerks, secretaries, and other staff.
Closing can take as little time as an hour to sign all the forms and transfer ownership or it can take several hours, depending on the contingency clauses in the purchase offer (and any escrow accounts that may need to be set up). Make sure you have eaten and have water with you.You do not want to be rushed when closing on your new home.
Closing can take as little time as an hour to sign all the forms and transfer ownership or it can take several hours, depending on the contingency clauses in the purchase offer (and any escrow accounts that may need to be set up). Make sure you have eaten and have water with you.You do not want to be rushed when closing on your new home.
Your credit payment history and profile is the makeup of a credit report. These files or reports are maintained and sold by "consumer reporting agencies". One type of consumer reporting agency is commonly known as a credit bureau. The three credit bureaus are Transunion, Equifax, and Experian. You have a credit record with these agencies if you have ever applied for a credit or charge account, a personal loan, or a job.
You've likely heard the phrase "We're in escrow!" before, but what does it mean? It's always presented as though it's positive and as though a house purchase is a done deal. Both of these things are true, but you do need to understand the process in order to be adequately prepared when the time comes.
Reviews (11)
Andrew K.
Jan 04, 2022
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AMAZING WORK and greatly appreciate everything they have done for me. Both Alex and Derrick were quick with notifying me if anything was missing or had to be changed or done. Both were available to answer questions at all times, even with me being 3 hours ahead on the Eastern Coast. I highly recommend, everything got done before the New Year, so Thank Goodness, and Happy New Year to me. :)
Amie Zhu
Dec 19, 2021
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Positive: Professionalism, Responsiveness
BQ from GI Home Loans helped us a great deal through the process of obtaining a home loan. He was very responsive to our questions and correspondences. He explained everything thoroughly and patiently. He worked really hard to help us “close” in a short time frame and got us a killer interest rate on our mortgage.
BQ from GI Home Loans helped us a great deal through the process of obtaining a home loan. He was very responsive to our questions and correspondences. He explained everything thoroughly and patiently. He worked really hard to help us “close” in a short time frame and got us a killer interest rate on our mortgage.
Adrianne Sims
Nov 29, 2021
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Maureen Gaskin
Nov 15, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I was very impressed with the service I received from GI Home Loans. More so with the amount of time it took to close the loan. I highly recommend them and would work with them on any future financial needs. I am very satisfied with the experience.
I was very impressed with the service I received from GI Home Loans. More so with the amount of time it took to close the loan. I highly recommend them and would work with them on any future financial needs. I am very satisfied with the experience.
Eddie Johnson
Nov 13, 2021
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I really felt GI Loans were very professional and treated us like family. The entire team kept me abreast of every additional documents I may have needed and no pressure in getting them in. Staying in touch with me and answering any questions I had. After they answered any questions I had I felt more knowledgeable. I was very satisfied and happy with Jeffrey’s team at GI Loans.
Thank you,
Eddie Johnson
Thank you,
Eddie Johnson
Natalie Williams
Oct 17, 2021
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Paulo Pinto
Sep 29, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
We recently refinanced our home with GI Home Loans and had a great experience. Coral, our loan specialist walked us thru every step making the whole process easy and effortless. If we are in the marked again for another home or refinance we'll definitely be reaching out to Coral once again!!!
We recently refinanced our home with GI Home Loans and had a great experience. Coral, our loan specialist walked us thru every step making the whole process easy and effortless. If we are in the marked again for another home or refinance we'll definitely be reaching out to Coral once again!!!
Malath Sana
Aug 05, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I had the best service ever. With all the complications I had with my documents Coral and her team were able to organize and get me the lowest rate possible. I do strongly recommend this team for refinance your home or getting a loan for your dream home. Great work guys I appreciate you all.
I had the best service ever. With all the complications I had with my documents Coral and her team were able to organize and get me the lowest rate possible. I do strongly recommend this team for refinance your home or getting a loan for your dream home. Great work guys I appreciate you all.
Timothy Bleakley
Jul 29, 2021
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I received a call from GI Home Loans while I was shopping around for a good refinance rate, so I decided to give them a try. Coral quickly came back with a highly competitive offer, so I needed to look no further. She and her staff made the loan process as quick and smooth as possible, and she had no difficulty meeting all of our needs for the refinance and consolidation of secondary loans. Coral is highly professional and knowledgeable, and uses the best online tools and mortgage providers in the industry, to get you the best deal and loan experience. I have no hesitation in recommending her services
JayDee Brown
May 30, 2021
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They were quick, responsive, thorough and transparent. Everything went smoothly and with no headache. First transaction in that capacity I did and it went so smoothly. SGT Evans answered all my questions and explained everything well. Correspondence between Jennifer and I was good in that she consistently updated me. I highly recommend them and if in the future I need such service again, I'll definitely work with them again. Thank you GI Home Loans Inc.
Hannah B.
Jan 29, 2020
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