A Debt Settlement Service may reduce your overall monthly payment, and resolve your balances quickly. You could end up paying a significant amount less than the full balance owed. Credit card relief and hardship programs can provide you with one affordable monthly payment to resolve all of your credit card debts.
The question is, what program is right for you? Debt consolidation can eliminate accounts with high interest, replacing them with one new low-interest loan to pay back. If you are behind on your monthly payments, debt consolidation is probably not the right option for you. Debt consolidation is available for federal student loans, while private student loan debt can be satisfied for less than the full amount owed.
The question is, what program is right for you? Debt consolidation can eliminate accounts with high interest, replacing them with one new low-interest loan to pay back. If you are behind on your monthly payments, debt consolidation is probably not the right option for you. Debt consolidation is available for federal student loans, while private student loan debt can be satisfied for less than the full amount owed.
Services
Golden Financial Services is a Nationally Recognized Credit Card Debt Relief & Student Loan Assistance Company - a message from their CEO We treat every single one of our clients like human beings. We understand - each client has real life goals. It's not just about how much debt you have. It's about your life's mission.
Look no further because you landed on the right spot for assistance! This website was created by top industry and leading professionals, and has been designed to assist Americans financially. This site will provide you insight on all financial programs and options available in the United States to help consumers with unsecured debt issues.
Let's first talk about personality. Your personality type should be a factor that you consider when trying to decide on Debt Settlement Services or Consolidation! Are you more conservative? If so, then consolidation may be the best route for you. With consolidation you will have one monthly payment that will not likely change much for the entire program.
Charities around America can be a great way for us all to join our strengths together and fight for a cause. Golden Financial Services believes that a portion of your life should be dedicated to helping others. Not all charities are good. Of course to find reputable charities you can always check out the charity with the Better Business Bureau (BBB).
This FAQ section of our website includes frequently asked questions and answers related to debt relief, credit cards, credit and debt relief programs. The FAQs in this section are the most common and real questions that have been asked by consumers. We are continuously adding to this section on our website, as new questions are collected.
Reviews (10)
Val Hoadley
Sep 28, 2020
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I have contacted a few debt consolidation companies recently and I even tried to contact creditors on my own to try and get help with my situation with no success. I reached out to Golden Financial Services and knew this was the right one for me after speaking with James Bond. He took a lot of time with me and explained everything in detail. I am in the beginning stages right now, but I am feeling extremely confident moving forward. James has been very patient with me over the last few weeks since we first spoke and because of him, I have finally made the decision to go forward. Thanks, so much
Carla Gordon
Dec 30, 2019
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Thanks Golden Financial for all your help. I can't believe how smooth everything is going on the Actify plan, already resolving 3 out of 4 accounts and getting most of the collection accounts removed from my credit. It's hard to believe that credit card companies are so corrupt that they can't prove any of this debt to be valid; it truly blows my mind. But thank goodness that you informed us about this program and I could not be more pleased with the results. My husband and I are so glad that we took your advice, not using debt settlement. I will surely tell all my friends at my office and on Social
Leona Jones
Sep 17, 2019
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Rick was very Professional & Polite, Detail oriented in letting me know what the Golden Financial Services has to offer, and gave me the confidence, that I made the correct decision, to help me mend, and resolve my debt issues. I am so glad I saw the ad online, and and on may way to a better Financial Future, with debt settlements, and rebuilding a better credit status in the near future. I feel Rick goes over & beyond to make sure we free secure, and have secure financial resolutions. I am so Grateful, Rick took my initial call.
David Rosewood
Aug 02, 2019
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I was hesitant to give Golden Financial Services a review online because joining a debt relief program is personal, but they did such a phenomenal job that I felt obligated to give them an online review as it would also help others who are considering using this company. Let me just start out by saying that they offered me 3 programs in the beginning, and ultimately I was left with being able to pick from 3 great options. I choose debt settlement because it offered me the best savings out of all the plans and the lowest payment, so despite the negative effect they told me it could have on my credit
Tizi B.
May 31, 2019
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I would give zero stars if at all possible! Two years ago, I contacted Golden Financial to seek assistance with my debt. Based on their analysis and recommendation, I was enrolled in a program through a different company. Needless to say, the program has been a complete disaster. It turns out that the company Golden Financial referred me to as a "trusted partner" has several lawsuits pending against it and even more complaints to the BBB. Do not trust Golden Financial Services with your debt resolution. I am learning a huge lesson. I thought I had done my due diligence, but obviously I had not
Patricia Burns
Oct 27, 2018
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I contacted Golden Financial for help with my financial situation. Yok was the person I first talked with, then he put me in touch with Wes who has assisted me with all of your programs. I appreciate so much how caring he was with my situation. I have a new friend with Wes. A weight has been lifted from my shoulders and I am so thankful for Wes because he made me feel that I have an option to take care of my finances. I will be working with him through Golden Financial and I recommend them to anyone. They will help you!
Brown Jones
Oct 01, 2017
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The burden of our debt was overwhelming. We heard about Golden Financial Services and from the very first conversation we had with their staff, we were confident that we made the right choice to choose them as our financial adviser. The customer service was superb and the work done on our behalf was exceptional. We would recommend them to everyone.
Gerald Thompson
Jun 07, 2017
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Over two years ago I began working with Golden Financial Services to get my debt under control. These people were wonderful to work with. They took me through the process step by step; they answered my entire question whenever I was in need. This month I paid off my last debt and I’m now debt free. It wasn't an easy process but the staff did all they could. Very honest people! I would recommend Golden Financial Services to everyone.
Melissa Afshar
Jan 16, 2016
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Golden Financial Services is the most trustworthy, professional, and great people I have worked with. Our debt validation program is truly an outstanding & excellent program for most consumers that are in financial hardship. Debt validation will change people's life for the better because they will be debt free in a very short time be saving thousands of dollars in misc. fees, interest rates, and balances owed. We are genuinely here to help people get ahead in life!
Jonny Pean Aviks
Jun 15, 2014
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Hi,
My experience with Golden Financial Services has been an enriching one. My association with them dates back to the year 2007. I was well on the verge of bankruptcy..thanks to my waywardness with my debt responsibilities. Thankfully their experts refused to help me without making me understand the value of "streamlining finances". It helped a lot. Needless to mention, their debt relief programs, complete with legal help, ensured a hassle-free journey towards a debt-free life.
My experience with Golden Financial Services has been an enriching one. My association with them dates back to the year 2007. I was well on the verge of bankruptcy..thanks to my waywardness with my debt responsibilities. Thankfully their experts refused to help me without making me understand the value of "streamlining finances". It helped a lot. Needless to mention, their debt relief programs, complete with legal help, ensured a hassle-free journey towards a debt-free life.
