We understand that your health and insurance are too important to trust to just anyone. As local agents, we know our companies and community so you can have confidence in your coverage. I've been with Kast Health Insurance for 2 years now. Margot is so personable and informative in helping me make the right health insurance choice to suit my needs.
I'm the type of person that likes to do things herself but I willfully let her work for me and it was the best decision I made. Thank you Margot for helping me with my insurance needs! Would not have been so easy without you! Prompt, professional, local and easy to work with. Highly recommend for anyone without health insurance for their first and I suspect last contact.
I'm the type of person that likes to do things herself but I willfully let her work for me and it was the best decision I made. Thank you Margot for helping me with my insurance needs! Would not have been so easy without you! Prompt, professional, local and easy to work with. Highly recommend for anyone without health insurance for their first and I suspect last contact.
Services
Margot Kast started as a health insurance underwriter in Roseland, NJ at The Prudential. Later she worked in the financial industry and became a health insurance agent in 2002. She and her husband, Thom, bought a property and casualty agency in 2005, Kast Insurance. They quickly became known for their educated approach to the increasingly challenging market of health insurance.
We proudly offer Under 65 Health Insurance plans, so you can have the confidence you will be covered even if you have pre-existing conditions and need expensive prescription drugs. These plans are Affordable Care Act Compliant and are often referred to as Obamacare. There is no such thing (yet) as a full medical insurance plan this is not Affordable Care Act Compliant.
The most crucial decision you will likely make is whether to go Medicare Advantage or stick with Traditional Medicare when you turn 65. When comparing, Traditional Medicare only makes sense if you get a Supplement and Part D so that is the best way to compare. What does Traditional Medicare Cost? This can differ per person and depends upon your income and which type of plan you choose.
With Medi-Share, there's an option for every budget. Each family selects an Annual Household Portion (AHP), which is the amount that must be met before their Eligible Medical Bills are shareable. The AHP is one amount for the whole family for the entire program year. Medi-Share is a healthcare sharing ministry founded on the belief that there is a BETTER way. a Biblical way, to take care of your healthcare.
Reviews (10)
Keith Cyr
Dec 04, 2021
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Margo has helped me so much with my health insurance. I used to go without health insurance strictly to avoid the confusion that comes with applications, in network doctors, coverage etc…. Her knowledge and expertise made it all easy and comfortable. She found the most affordable rates for the coverage I wanted and also offered ways to save money and how to avoid penalties come tax time. Her virtual platform allowed me to be go through the short process right from home. This is my 3rd year with her handling my insurance needs and it continues to be such a smooth process.
Lee Braun
Nov 26, 2021
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Laura Bensman
Nov 25, 2021
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Corey Mendoza
Oct 16, 2021
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My girlfriend and I are moving to Naples next month and both of us have very complicated health challenges in which require quality health insurance. I did a Google search and found Margot right away.
I decided to call the number on a saturday not knowing if someone would answer. Not only did she answer, but she was driving at the time and still gave us about 30 minutes of her time consulting us.
After that initial call we set a meeting for the following Saturday and she literally just spent 3 hours on screen share combing through every best possible plan for both of us. This has been such a
I decided to call the number on a saturday not knowing if someone would answer. Not only did she answer, but she was driving at the time and still gave us about 30 minutes of her time consulting us.
After that initial call we set a meeting for the following Saturday and she literally just spent 3 hours on screen share combing through every best possible plan for both of us. This has been such a
Edlira Thodhori
Oct 06, 2021
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Dennis Orlando
Aug 05, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Margot was absolutely amazing: knowledgeable, helpful, and proactive every step of the way. She went above and beyond to keep me updated on the newest and latest changes to plans and helped me to make the best decisions for my family as our needs changed over the years. I would recommend her to anyone and everyone!
Margot was absolutely amazing: knowledgeable, helpful, and proactive every step of the way. She went above and beyond to keep me updated on the newest and latest changes to plans and helped me to make the best decisions for my family as our needs changed over the years. I would recommend her to anyone and everyone!
Rosemarie Caruso
Apr 24, 2021
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Keith Ring
Nov 26, 2020
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My experience with dealing with Kast Health Insurance has been one of total satisfaction. The staff particularly my personal agent Margo is totally knowledgeable and very patient dealing with what is a complicated and vitally important issue. They were instrumental in helping me avoid the many pitfalls in applying for health insurance. I unreservedly recommend this company.
Stacy Mullendore
Nov 23, 2020
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Kast Health Insurance is amazing! Margo was informed and up to date on all of my insurance needs. Margo has gone above and beyond in helping my family with obtaining our insurance. I am so appreciative to have Kast Health Insurance and would highly recommend to anyone looking for a top notch insurance agency.
Melissa K. Meister
Oct 11, 2020
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I've been with Kast Health Insurance for 2 years now. Margot is so personable and informative in helping me make the right health insurance choice to suit my needs. I'm the type of person that likes to do things herself but I willfully let her work for me and it was the best decision I made. Thank you Margot for helping me with my insurance needs! Would not have been so easy without you!
