Clear 2 Close Home Loans uses the very latest in online technology to provide you with the most competitive rates in the industry! We use a virtual platform to help keep our cost low and pass the savings onto the customer. As a home buyer, you will close faster and easier than ever before. We use technology to provide face-to-face consultation for clients that want to meet with their loan officer.
Clear 2 Close Home Loans is a privately held mortgage banking corporation licensed in the State of Florida. The company was started by Michael Ninomiya, who has 16 years' experience in the mortgage industry after spending 15 years' on the trading floors on Wall Street. As a result of his expertise in both the real estate and banking industries, Mike saw the need to innovate the entire home loan process.
Clear 2 Close Home Loans is a privately held mortgage banking corporation licensed in the State of Florida. The company was started by Michael Ninomiya, who has 16 years' experience in the mortgage industry after spending 15 years' on the trading floors on Wall Street. As a result of his expertise in both the real estate and banking industries, Mike saw the need to innovate the entire home loan process.
Services
Founded by Michael Ninomiya, Clear 2 Close Home Loans innovates the entire home loan process to bring lower rates to buyers. As a result of 16 years in the mortgage industry, Michael met and developed relationships with numerous mortgage brokers and lenders. As a branch manager, regional manager and owner with various companies, Michael hired and recruited loan officers, processors, and administrators throughout the industry.
The Clear 2 Close Home Loans Team prides ourselves on providing the best service in the business. Every team member at Clear 2 Close Home Loans lives our company culture of "client's first" and "service is our priority". All of our team members are experienced professionals who have made it their personal mission to help families get their dream home.
Gain fierce loyalty from clients who save thousands of dollars and faster closings. This loyalty creates an endless stream of referrals from the happy client, enabling you to work smarter - not harder. If you're selling your home on your own, without a real estate broker, we provide an opportunity to post your home on our site.
I don't have words to express you my gratitude for your incredible work. All the lengthy hours, all the problems and all the non-sense that you endured and for God's grace, you prevailed! You are a true champion! The only person I trust to handle my mortgage is Mike Ninomiya and his team at Clear 2 Close Home Loans.
Real estate agents who complete a profile for Clear 2 Close Home Loans and qualify for our Realtor Business Enhancing Program, will receive leads generated through our lead referral system. Our FSBO (For Sale By Owner) program generates additional leads. All leads are distributed randomly to participating Realtors in our Business Enhancing Program.
Reviews (10)
Jennifer Tierney
Nov 22, 2021
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Andie Biederman
Nov 13, 2021
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Allan and the team at Clear 2 Close Home Loans are true professionals and made our first home buying experience seamless and enjoyable. From the very first conversation, I knew we were in great hands with our mortgage loan. Not only was the process easy and efficient, Allan also took the time to to educate us and went out of his way to make sure we understood everything since this was all new to us. I highly recommend Allan and Clear 2 Close Home Loans for any home buyer!
Dejan Gitin
Sep 26, 2021
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Grace Bonnelly
Sep 17, 2021
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Mike Ninomiya at Clear 2 Close Home Loans is a true professional! He helped us purchase our first home 7 years ago and just helped us refinance. We were able to lower our interest rate and secure an amazing loan! Mike is extremely knowledgeable and was an absolute pleasure to work with! I would recommend him to anyone looking to buy or refi!
Nicolas Ariza
Sep 16, 2021
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Schneider Fleurinord Was my loan officer. Let me begin by giving him a big thank you for Going above and beyond to make this l deal go through. Buying a house in todays market was a challenge I was ready for but I didn’t expect for us to face as many obstacles as we encountered throughout the nearly 2 month process. Although none of which were his fault, Schneider ensured we were always ready to go on his end. He was readily available all hours of the day and even weekends. He would answer any questions I had and if he didn’t know the answer he would find out and get back to me on a timely
Pedro Afonso
Jul 31, 2021
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Joel Espelosin and his team at Clear 2 Close Home Loans provided an outstanding service and support in securing my home loan. There were many complications in the transaction and Joel's expertise and professionalism were fundamental for a smooth process and he was able to get me an excellent loan deal. I am happy to recommend Joel anytime, an example of customer focus and integrity.
Indhiana Pozo
Jul 06, 2021
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My husband and I had a fantastic/remarkable experience with the Clear 2 Close Lending team. We can not believe how smooth, fast and transparent was the whole process. What we loved the most was how responsive the whole team was, it didn’t matter if we reached out after hours or even over the weekend with questions/concerns, we always received a prompt response. What an amazing experience for our first time buying a home. We are happy with the low rate and that we were able to close early as well. Thank you Michael, Janay, Max and the rest of the team for been extremely capable, supportive and
Jeanette Sanchez
Jun 27, 2021
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Matthew Parrish
Jun 23, 2021
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Joel was my mortgage professional and helped me with the refinance of my home. Joel is extremely professional and you can tell he really cares about you as his client. The process was super easy and all documents are uploaded electronically for your convenience. 10/10 I would recommend him! Can’t say enough good things about him and the company!
Dina Brichaux
Sep 27, 2019
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